Two Against the Odds. Joan Kilby

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      “I’m not the bad guy here.”

      Lexie laughed incredulously. “You’re saying I am?”

      “You don’t take your responsibilities seriously,” Rafe explained. “Absentmindedness is no excuse for failing to file a tax return.”

      “Humph.” She stood in an indignant tinkling of bells, swished away a few paces before she spun around in a whirl of skirt. “You’re just like my family. Oh, that scatterbrained Lexie—she can’t handle her finances, she can’t take care of herself, much less a baby. Maybe I have different priorities. Maybe money and…and receipts aren’t the most important things in life. Maybe people are.”

      “That’s what I’m saying. People need hospitals and schools and roads—” His hands rested on the keyboard as he stared at her. “What baby?”

      Dear Reader,

      Life, it seems to me, is largely a matter of timing. What if you meet your soul mate but one or both of you aren’t ready to settle down? Would you say goodbye and hope you’ll find someone else someday who’ll be as perfect for you? Or would you grab him and never let him go, regardless of the monkey wrench it throws in your life’s plans?

      When to have children is another major life decision that depends so much on “being ready.” What if one person wants a baby and the other doesn’t—or at least doesn’t yet? Is that a deal breaker?

      I wasn’t interested in marriage and children until I was close to thirty years old. But when I was finally ready to settle down, my husband came along. It felt as if I’d been waiting, without knowing it, just for him.

      I’ve had fun playing around with questions of timing in Two Against the Odds. Life doesn’t flow quite as smoothly for my hero and heroine as it did for me and my hubby. Add to that the fact that Lexie Thatcher is twelve years older than Rafe Ellersley and the question of babies and timing takes on a new urgency.

      Two Against the Odds is the third book in the Summerside Stories trilogy. Lexie’s parents, Hetty and Steve, who have been having their own trials throughout these stories, finally find the key to their own happiness.

      I love to hear from readers.

      You can email me at www.joankilby.com or

       write to me

       c/o Harlequin Enterprises Limited,

       225 Duncan Mill Road, Don Mills,

       Ontario, Canada

       M3B 3K9.

      Joan Kilby

      Two Against the Odds

      Joan Kilby

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      ABOUT THE AUTHOR

      Joan Kilby enjoys drawing and painting as a hobby. However, between her writing, her husband and three almost-grown children, going to the gym, cooking and walking her dog, Toby, she doesn’t have a lot of spare time to indulge her other interests. Instead, she lives vicariously through characters like the heroine of Two Against the Odds, artist Lexie Thatcher. Joan also loves art galleries and every year makes a point of going to see the exhibition of the Archibald Prize finalists.

      CONTENTS

      CHAPTER ONE

      CHAPTER TWO

      CHAPTER THREE

      CHAPTER FOUR

      CHAPTER FIVE

      CHAPTER SIX

      CHAPTER SEVEN

      CHAPTER EIGHT

      CHAPTER NINE

      CHAPTER TEN

      CHAPTER ELEVEN

      CHAPTER TWELVE

      CHAPTER THIRTEEN

      CHAPTER FOURTEEN

      CHAPTER FIFTEEN

      CHAPTER ONE

      RAFE ELLERSLEY WAS kind of like Snoopy—always daydreaming about things he’d rather be doing, such as going fishing. Unlike Snoopy, he didn’t have a doghouse to lie atop, just a cramped cubicle at the Australian tax office.

      “I need a volunteer for an audit in Summerside.” Larry Kiefer, balding and forty, with a slight gut, walked among the cubicles filled with tax accountants at the Australian tax office. “Who’s interested?”

      Rafe shot to his feet. “I’ll do it.” He’d have gone anywhere just to get out of the office, but Summerside was ace. A small bayside village southeast of Melbourne, it was prime red snapper territory.

      Sunshine, blue sky and salt water. Oh, yeah.

      Larry pretended not to see him. “Anyone? This lady—” He consulted a file folder in his hand. “Lexie Thatcher is a portrait artist. She hasn’t filed a return in four years.”

      Rafe cleared his throat. “Larry, I said I’d do it.”

      His colleagues nearby glanced at him, then at Larry. They didn’t say a word. It was unwritten code that if someone put up their hand for a case, everyone else would bow out. One by one, they bent their heads and went back to work.

      Rafe remained standing. But not quite as tall as before.

      His previous audit hadn’t gone so well….

      Larry made a sour face and shook his head. He was the boss. He could simply assign the case to whomever he chose. But Rafe knew he tried to hand the out-of-town files to whomever was interested.

      He walked slowly over to Rafe’s cubicle, gave a last glance around then, when no one looked up, he said to Rafe, “What makes you think you’re the right guy for this job?”

      “I

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