p>Chambers's Edinburgh Journal, No. 427 / Volume 17, New Series, March 6, 1852
THE CHARITABLE CHUMS' BENEFIT CLUB
The 'Mother Bunch' public-house stands modestly aside from the din, traffic, and turmoil of a leading London thoroughfare, and retires, like a bashful maiden, from the gaze of a crowd to the society of its own select circle. It is situated in a short and rather narrow street, leading from an omnibus route running north from the city to nowhere in particular—or, if particulars must be given, to that complicated assemblage of carts, cabs, and clothes-lines; of manure heaps and disorganised pumps; of caged thrushes, blackbirds, and magpies; of dead dogs and cats, and colonies of thriving rats; of imprisoned terriers and goats let out on parole; of shrill and angry maternity and mud-loving infancy; and of hissing, curry-combing grooms and haltered horses, to which Londoners have given the designation of a Mews. Mr Peter Bowley, the landlord of the 'Mother Bunch,' was the late butler of the late Sir Plumberry Muggs; and having succeeded, on the demise of the baronet, to a legacy of L.500, and finding himself unable any longer to resist the charms of his seven years' comforter and counsellor, the cook, supplemented as they were by the attractions of a legacy of the like amount, he had united his destiny and wealth with hers in one common cause. The name of Sir Plumberry Muggs, even though its worthy proprietor was defunct, was still of sufficient influence to procure a licence for his butler; and within a few months of his departure, Mr Bowley had opened the new Inn and Tavern for the accommodation of Her Majesty's thirsty lieges. He had congratulated himself upon the selection of the site, and upon the suitableness of the premises to the requirements of a good trade; and his heart swelled within him, as he sat at the head of his own table, on the occasion of the house-warming, dispensing with no niggard hand the gratuitous viands and unlimited beer, which were at once to symbolise and inaugurate the hospitality of his mansion. He had a snug bar curtained with crimson drapery, for the convenience of those who, declining the ostentation of the public room, might prefer to imbibe their morning-draught with becoming privacy. He had a roomy tap-room, where a cheerful fire was to blaze the winter through, and a civil Ganymede minister to the wants of the humblest guest. There was a handsome parlour hung round with sporting-prints, with cushioned seats and polished mahogany tables, where the tradesmen of the neighbourhood might take their evening solace after the fatigues of business; and, more than all this, he had an immense saloon on the first floor above, calculated for social conviviality on the largest scale, and furnished with mirrors, pictures, and an old grand-piano, a portion of the lares of the deceased Sir Plumberry Muggs.
Mr Bowley, however, soon made the unpleasing discovery, that it is one thing to open an establishment of the kind—which had already swallowed up two-thirds of his capital—and another thing to induce the public to patronise it. Notwithstanding the overflow which had gathered at his house-warming, and the numberless good wishes which had been expressed, and toasts which had been drunk to his prosperity, yet the prosperity did not come. Of the hundred and fifty enthusiastic well-wishers who had done honour to his entertainment, squeezed his hand, and sworn he was a trump, not a dozen ever entered the house a second time. Do what he would, Bowley could not create a business; and the corners of his mouth began visibly to decline ere the experiment had lasted a couple of months. He made a desperate effort to get up a Free-and-easy; he had the old piano tuned, and set an old fellow to play upon it with open windows; exhibited a perpetual announcement of 'A Concert this Evening;' and himself led off the harmony, to the tune of Tally-ho, at the top of his voice. It was all of no avail. The half-dozen grooms who joined in feeble chorus did not pay the expense of the gas; and he found the Free-and-easy, without abettors, the most difficult thing in the world. So he gave it up, and fell into a brown study, which engrossed him for a month. He had visions of Whitecross Street before his eyes; and poor Mrs Bowley sighed again, and sighed in vain, after the remembrance of Sir Plumberry's kitchen, and its vanished joys. The only symptom of business was the gathering of half-a-dozen nightly customers, who sipped their grog for an hour or two in the parlour; and one of these, moreover, had never paid a farthing since he had patronised the house. There were twenty grogs scored up against him, besides a double column of beers. Mr Bowley will put an end to that, at anyrate; so he signals the bibulous debtor, and having got him within the folds of the crimson curtains, he politely informs him, that credit is no part of his system of doing business, and requests payment. Mr Nogoe, the convivial defaulter, who is a gentleman of fifty, who has seen the world, and knows how to manage it, is decidedly of Bowley's opinion—that, as a general rule, credit is a bad plan; inasmuch as, so far as his experience goes in the public line, to afford it to your customers, is the first step towards losing it yourself. But he feels himself free to confess, that he is at the present moment under a cloud, and that it would be inconvenient to him to liquidate his score just then, though, of course, if Bowley insists, &c. While Bowley is pausing to consider which will be the best way to insist, Mr Nogoe carelessly leads the conversation to another topic, and begins to descant upon the marvellous capabilities of the 'Mother Bunch' for doing a first-rate trade; and hints mysteriously at the splendid thing that might be made of it, only supposing that his friend Bowley knew his own interest, and went the right way to work. The landlord, who is now all ear, and who knows his own interest well enough, pours out to his guest a glass of his favourite 'cold without,' and seating himself opposite him at the little table, encourages him to be more explicit. A long private and confidential conversation ensues, the results of which are destined to change the aspect of affairs at the 'Mother Bunch.' We shall recount the process for the information of our readers.
Next morning, Mr Bowley is altogether a new man; brisk, cheerful, and active, he has a smile for everybody, and a joke and a 'good-morning' even for the cobbler, who has the cure of soles in that very questionable benefice, the Mews. He visits his tap-room guests, and informs them of a plan which is in operation to improve the condition of the labouring-classes, of which they will hear more by and by. He is profoundly impressed with the sublime virtues of charity, benevolence, brotherly love, and, as he terms it, all that sort of thing. Day after day, he is seen in close confab with Mr Nogoe, who is now as busy as a bee, buzzing about here, there, and everywhere, with rolls of paper in his hand, a pen behind his ear, and another in his mouth, and who is never absent an hour together from the 'Mother Bunch,' where he has a private room much frequented by active, middle-aged persons of a rather seedy cast, and where he takes all his meals at the landlord's table. The first-fruits of these mysterious operations at length appear in the form of a prospectus of a new mutual-assurance society, under the designation of 'The Charitable Chums' Benefit Club;' of which Mr Nogoe, who has undertaken its organisation, is to act as secretary and chairman at the preliminary meetings, and to lend his valuable assistance in getting the society into working order. Under his direction, tens of thousands of the prospectuses are printed, and industriously circulated among the artisans, labourers, small tradesmen, and serving-men in all parts of the town, both far and near. Promises of unheard-of advantages, couched in language of most affectionate sympathy, are addressed to all whom it may concern. The same are repeated again and again in the daily and weekly papers. A public meeting is called, and the names of intending members are enrolled; special meetings follow, held at the large room of the 'Mother Bunch;' the enrolled members are summoned; officers and functionaries are balloted for and appointed; rules and regulations are drawn up, considered, adopted, certified, and printed. Mr Nogoe is confirmed in his double function as secretary and treasurer. Subscriptions flow in; and, to Bowley's infinite gratification, beer and spirits begin to flow out. The Charitable Chums, though eminently provident, are as bibulous as they are benevolent; for every sixpence they invest for the contingencies of the future tense, they imbibe at least half-a-crown for the exigencies of the present. The society soon rises into a condition of astonishing prosperity. The terms being liberal beyond all precedent, the Charitable Chums' becomes wonderfully popular. A guinea a week during sickness, besides medical attendance, and ten pounds at death, or half as much at the death of a wife, are assured for half the amount of subscription payable at the old clubs. The thing is as cheap as dirt. The clerk has as much as he can do to enregister the names of new applicants, and keep accounts of the entrance-money. By way of keeping the society before the public, special meetings are held twice a month, to report progress, and parade the state of the funds. Before the new society is a year old, they have nearly one thousand pounds in hand; and Bowley's house, now known far and wide as the centre and focus of the
