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SMART ESSENTIALS (TM) FOR BUYING A HOME
How To Get The Best Price And The Lowest Payment
Amy J. Hausman
Dan Gooder Richard SMART ESSENTIALS Series Editor
Inkspiration Media
SMART ESSENTIALS (TM) FOR BUYING A HOME How To Get The Best Price And The Lowest Payment
Published by:
Inkspiration Media
2724 Dorr Avenue, Suite 103
Fairfax, VA 22031 http://www.SmartEssentials.com
Copyright © 2013 by Inkspiration Media. All rights reserved.
ISTC: A0320120000B474A
Library of Congress Control Number: 2012955330
Publisher’s Cataloging-In-Publication Data (Prepared by The Donohue Group, Inc.)
Hausman, Amy J., 1971
Smart Essentials(TM) for buying a home : how to get the best price and the lowest payment / Amy J. Hausman.
p. ; cm. — (Smart Essentials(TM) series)
ISBN-13: 978-1-939319-17-3 (EPUB)
ISBN-10: 1-939319-17-X (EPUB)
1. House buying — United States. 2. Residential real estate — Purchasing — United States. I. Title. II. Title: Buying a home
HD259 .H38 2013
643/.12/0973 2012955330
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Trademarks: INKSPIRATION MEDIA, SMART ESSENTIALS, SMART ESSENTIALS logo, the slogan GET SMARTER FOR LESS, are trademarks of Inkspiration Media, LLC and/or its affiliates in the United States and other countries, and may not be used without written permission. All other trademarks are the property of their respective owners.
The author, editor and publisher have made every effort to ensure information in this book is accurate and complete at press time. The information, however, may not apply to your particular situation or in your state or local jurisdiction. We are not engaged in rendering legal, accounting or other professional services. Readers are urged to consult a professional for expert advice. Neither the publisher nor the author shall be liable for loss of profit or other damages, including but not limited to special, incidental, consequential, or other damages.
CONTENTS
CHAPTER 1 :: BUY SMART > 12 Essential Keys To Buying A Home > Top Tips To Home Shop Smarter, Faster, Cheaper > Home Buying 101 Essential Truths
CHAPTER 2 :: TEAM > Know What A Real Estate Agent Can Do For You > Hire A Buyer’s Agent To Represent Your Interests With No Cost To You > Select A Lender That Offers A Loan Program That Fits Your Financial Situation
CHAPTER 3 :: BUDGET > Boost Your Credit To Earn A Gold-Star Credit Score And Increase Your Buying Power > Get Your Down Payment And Closing Cash Together In One Place > Nail Down A Budget That Is Affordable And Avoids Costly Mistakes
CHAPTER 4 :: MONEY > Know How To Separate The Right Loan From The Wrong One In Your Situation > Ask Your Lender Smart Questions To Avoid Overpaying For Your Loan > Avoid Costly Pitfalls That Can Cause Lender Rejection
CHAPTER 5 :: SHOP > Learn The Right Way To Size Up A Neighborhood > Inspect A Home Like A Bloodhound And Spot A Money Pit Before It’s Too Late > Avoid Little-Known And Very Costly Home Shopping Mistakes
CHAPTER 6 :: NEGOTIATE > How To Craft An Irresistible Purchase Offer > Contingencies Protect Your Position In A Home Purchase > How To Use Counteroffers To Secure Your Perfect Home
CHAPTER 7 :: CLOSE > Survival Guide To Minimize Costs From Contract To Closing > How To Avoid Sabotaging Your Mortgage Closing > What To Expect At Settlement Or Closing
