Home Buying Kit For Dummies. Eric Tyson
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Home Buying Kit For Dummies®, 7th Edition
Published by: John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030-5774, www.wiley.com
Copyright © 2020 by Eric Tyson and Ray Brown
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Published simultaneously in Canada
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Library of Congress Control Number: 2020932608.
ISBN: 978-1-119-67479-5
ISBN 978-1-119-67481-8 (ebk); ISBN 978-1-119-67482-5 (ebk)
Home Buying Kit For Dummies®
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Table of Contents
1 Cover
2 Introduction About This Book: The Eric Tyson/Ray Brown Difference Icons Used in This Book Beyond the Book Where to Go from Here
3 Part 1: Getting Started with Buying a Home Chapter 1: Deciding Whether to Buy Weighing the Advantages of Owning versus Renting The Pitfalls of the Rent-versus-Buy Decision Chapter 2: Getting Your Financial House in Order Surveying Your Spending Reckoning Your Savings Requirements Protecting Yourself, Your Dependents, and Your Assets Invest in Yourself Chapter 3: What Can You Afford to Buy? Lenders Can’t Tell You What You Can Afford The Cost of Buying and Owning a Home Closing Costs Accumulating the Down Payment Chapter 4: Why Home Prices Rise and Fall What Drives Real Estate Markets and Prices? How to Get a Good Buy in Any Market
4
Part 2: Financing 101
Chapter 5: Understanding and Improving Your Credit Score
The Record You Can’t Ignore: Your Credit Report
The Most Popular Kid on the Block: FICO Scores
Getting Hold of Your Report and Score
Chapter 6: Selecting a Mortgage
Getting a Grasp on Mortgage Basics
Fixed or Adjustable? That Is the Interest(ing) Question
Finding a Fixed-Rate Mortgage
Arriving at the Absolute Best Adjustable
Locating the Best, Lowest-Cost Lenders
Chapter 7: Mortgage