Mom's Got Money. Catherine Alford

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       A Millennial Mom's Guide to Managing Money Like a Boss

       Catherine Alford

      Published by John Wiley & Sons, Inc., Hoboken, New Jersey.

      Published simultaneously in Canada.

      No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per‐copy fee to the Copyright Clearance Center, Inc., 222 Rosewood Drive, Danvers, MA 01923, (978) 750‐8400, fax (978) 646‐8600, or on the Web at www.copyright.com. Requests to the Publisher for permission should be addressed to the Permissions Department, John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030, (201) 748‐6011, fax (201) 748‐6008, or online at www.wiley.com/go/permissions.

      Limit of Liability/Disclaimer of Warranty: While the publisher and author have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the contents of this book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives or written sales materials. The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional where appropriate. Neither the publisher nor author shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages.

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      Wiley publishes in a variety of print and electronic formats and by print‐on‐demand. Some material included with standard print versions of this book may not be included in e‐books or in print‐on‐demand. If this book refers to media such as a CD or DVD that is not included in the version you purchased, you may download this material at http://booksupport.wiley.com. For more information about Wiley products, visit www.wiley.com.

       Library of Congress Cataloging‐in‐Publication Data is available:

      9781119759256(paperback)

      9781119759324(epdf)

      9781119759188(epub)

      COVER DESIGN: PAUL McCARTHY

      COVER ART: © JULIA TIM / SHUTTERSTOCK | PAUL McCARTHY

      AUTHOR PHOTO: © JONATHAN ALFORD

      This one's for me and for any other mom ready to give up.

      Keep going.

      Table of Contents

      1  Cover

      2  Title Page

      3  Copyright

      4  Dedication

      5  Acknowledgments

      6  About the Author

      7  Introduction

      8  CHAPTER 1: Shifting to a Boss Mindset NOTES

      9  CHAPTER 2: How to Determine Your Household Net Worth

      10  CHAPTER 3: The Family Budget Meeting THE FAMILY BUDGET MEETING NOTES

      11  CHAPTER 4: How to Manage Your Household Cash Flow and Start Saving R: RESEARCH PAST SPENDING AND BILLS O: OMIT UNNECESSARY EXPENSES A: ASK FOR DISCOUNTS FOR SERVICES AND INSURANCE D: DETERMINE HOW MUCH MONEY YOU SPEND EACH MONTH S: SELL EVERYTHING IN SIGHT S: SIDE HUSTLE TEMPORARILY NOTES

      12  CHAPTER 5: How to Increase and Maintain Your Credit Score (and Why It's Important) NOTE

      13  CHAPTER 6: How to Negotiate, Earn Extra Money, and Start Investing PERSONAL FREEDOM LEAVING A LEGACY EXTREME GENEROSITY REDUCING YOUR BILLS EARNING MORE INVESTING NOTES

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