The Letter of Credit. Warner Susan

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third-class hotel at which they put up in New York received her unqualified disapprobation. None of its arrangements or accommodations suited her; with the single exception of gas burners.

      Close, stuffy, confined, gloomy, and dirty, she declared it to be.

      "Mother," she said half crying, "I hope our house will not be like this?"

      "We shall not have a house, Rotha; only a few rooms."

      "They'll be rooms in a house, I suppose," said the girl petulantly; "and I hope it will be very different from this."

      "We will have our part of it clean, at any rate," answered her mother.

      "And the rest too, won't you? You would not have rooms in a house that was not all clean, would you, mother?"

      "Not if I could help it."

      "Cannot you help it?"

      "I hope so. But you must not expect that things here in a big city can ever be bright and sweet like the fields at home. That can hardly be."

      Rotha sighed. A vision of dandelions came up before her, and waving grass bent by summer wind. But there was hope that the morrow's search would unfold to her some less unpromising phases of city life, and she suspended judgment.

      Next day, wonder and amusement for a time superseded everything else. The multitude of busy people coming and going, the laden carts and light passing carriages, the gay shops, and the shops that were not gay, filled Rotha's eye and mind. Even the vegetables exposed at a corner shop were a matter of lively interest.

      "O mother," she cried, "is this a market?"

      "No. It is a store for groceries."

      "Well, they have got some other things here. Mother, the cabbages don't look nice." Then soon after coming to a small market store, Rotha must stand still to look.

      "They are a little better here," she judged. "Mother, mother! they have got everything at this market. Do see! there are fish, and oysters, and clams; and eggs; and what are those queer things?"

      "Lobsters."

      "What are they good for?"

      "To eat."

      "They don't look as if they were good for anything. Mother, one could get a very good dinner here."

      "With plenty of money."

      "Does it take much? – to get one dinner?"

      "Are you hungry?" said her mother, smiling faintly. "It takes a good deal of money to get anything in New York, Rotha."

      "Then I am afraid we ought to have staid at Medwayville."

      A conclusion which almost forced itself upon Mrs. Carpenter's mind. For the business of finding a lodging that would suit her and that she could pay for, soon turned out to be one of difficulty. She and Rotha grew weary of walking, and more weary of looking at rooms that would suit them which they could not pay for, and other rooms which they could pay for and that would not do. All the houses in New York seemed to come under one or the other category. From one house agency to another, and from these to countless places referred to, advertised for hire, the mother and daughter wandered; in vain. One or the other difficulty met them in every case.

      "What will you do, mother, if you cannot find a place?" Rotha asked, the evening of the first day. "Go back to Medwayville?"

      "We cannot go back."

      "Then we must find a place," said Rotha.

      And driven by this necessity, so they did. The third day, well tired in body and much more in mind, they did at last find what would do. It was a long walk from their hotel, and seemed endless. No doubt, in the country, with grass under their feet, or even the well beaten foot track beside the highway, neither mother nor daughter would have thought anything of the distance; but here the hard pavement wearied them, and the way measured off by so many turns and crossings and beset with houses and human beings, seemed a forlorn pilgrimage into remote regions. Besides, it left the pleasanter part of the city and went, as Rotha remarked, among poor folks. Down Bleecker St. till it turned, then following the new stretch of straight pavement across Carmine St., and on and on into the parts then called Chelsea. On till they came to an irregular open space.

      "This must be Abingdon Square," said the mother.

      "It isn't square at all," Rotha objected.

      "But this must be it. Then it's only one street more, Rotha. Look for Jane Street."

      Beyond Abingdon Square Jane Street was found to be the next crossing.

      They turned the corner and were at the place they sought.

      The region was not one of miserable poverty and tenant houses. Better than that; and the buildings being low and small did not darken the streets, as Mrs. Carpenter had found in some parts of the city. A decent woman, a mantua-maker, had the house and offered Mrs. Carpenter the second floor; two little rooms and a closet off them. The rooms were furnished after a sort; but Mrs. Marble could give no board with them; only lodging. She was a bright, sharp little woman.

      "Yes, I couldn't," she said. "It wouldn't pay. I couldn't mind my business. I take my meals in a corner; for I couldn't have grease and crumbs round; but where one person can stand, three can't sit. You'll have to manage that part yourself. It'll be cheaper for you, too."

      "Is anything cheap here?" Mrs. Carpenter asked wearily. She had sat down to rest and consider.

      "That's how you manage it," said the other, shewing a full and rather arch smile. She was a little woman, quick and alert in all her ways and looks. "My rooms aint dear, to begin with; and you needn't ruin yourself eating; if you know how."

      "I knew how in the country," said Mrs. Carpenter. "Here it is different."

      "Aint it! I guess it is. Rents, you see; and folks must live, landlords and all. Some of 'em do a good deal more; but that aint my lookout. I'd eat bread and salt sooner than I'd be in debt; and I never do be that. Is it only you two?"

      "That is all."

      "Then you needn't to worry. I guess you'll get along."

      For Mrs. Marble noticed the quiet respectability of her caller, and honestly thought what she said. Mrs. Carpenter reflected. The rooms were not high; she could save a good deal by the extra trouble of providing herself; she would be more private, and probably have things better to her liking. Besides, her very soul sickened at the thought of looking for any more rooms. She decided, and took these. Then she asked about the possibilities of getting work. Mrs. Marble's countenance grew more doubtful.

      "Plain sewing?" she said. "Well, there's a good many folks doing that, you see."

      "I thought, perhaps, you could put me in the way of some."

      "Well, perhaps I can. I'll see what I can think of. But there's a many doing that sort o' thing. They're in every other house, almost. Now, when will you come?"

      "To-morrow. I suppose I cannot tell what I want to get till I do come."

      "I can tell you some things right off. You'd better do part of it to-day, or you'll want everything at once. First of all, you'd better order in some coal. You can get that just a block or two off; Jones & Sanford; they have

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