the conservative young man perceived what a graciously resplendent figure she would make as the mistress of her own house and the hostess at her own table.
Arrived at his rooms in the Kincaid, Smith snapped the switch of the electrics and began to lay out his evening clothes, methodically and with a careful eye to the spotlessness of the shirt and the fresh immaculacy of the waistcoat. There were a number of little preliminaries to the change; he made the preparations swiftly but with a certain air of calm deliberation, inserting the buttons in the waistcoat, choosing hose of the proper thinness, rummaging a virgin tie out of its box in the top dressing-case drawer.
It was in the search for the tie that he turned up a mute reminder of his nearest approach to any edge of the real chasm of sentiment: a small glove, somewhat soiled and use-worn, with a tiny rip in one of the fingers. It had been a full year since he had seen the glove or its owner, whom he had met only once, and that entirely by chance. The girl was a visitor from the West, the daughter of a ranchman, he had understood; and she had been stopping over with friends in a neighboring town. Smith had driven over one evening in his runabout to make a call upon the daughters of the house, and had found a lawn-party in progress, with the Western visitor as the guest of honor.
Acquaintance – such an acquaintance as can be achieved in a short social hour – had followed, and the sight of the small glove reminded him forcibly of the sharp little antagonisms that the hour had developed. At all points the bewitching young woman from the barbaric wildernesses, whose dropped glove he had surreptitiously picked up and pocketed, had proved to be a mocking critic of the commonplace conventions, and had been moved to pillory the same in the person of her momentary entertainer. Smith had recalled his first tasting of a certain French liqueur with perfume in it, and the tingling sense of an awakening of some sort running through his veins as an after effect not altogether pleasant, but vivifying to a degree. Some similar thrillings this young person from the wide horizons had stirred in him – which was his only excuse for stealing her glove.
Though he was far enough from recognizing it as such, the theft had been purely sentimental. A week later, when he would have courted a return of the thrills, he had learned that she had gone back to her native wilds. It was altogether for the best, he had told himself at the time, and at other times during the year which now intervened. Perfumed liqueurs are not for those whose tastes and habits are abstemious by choice; and there remained now nothing of the clashing encounter at the lawn-party save the soiled glove, a rather obscure memory of a face too piquant and attractive to be cheapened by the word "pretty"; these and a thing she had said at the moment of parting: "Yes; I am going back home very soon. I don't like your smug Middle-West civilization, Mr. Smith – it smothers me. I don't wonder that it breeds men who live and grow up and die without ever having a chance to find themselves."
He was recalling that last little thrust and smiling reminiscently over it as he replaced the glove among its fellow keepsakes: handkerchief boxes, tie-holders, and what not, given him on birthdays and Christmases by the home-town girls who had known him from boyhood. Some day, perhaps, he would tell Verda Richlander of the sharp-tongued little Western beauty. Verda – and all sensible people – would smile at the idea that he, John Montague Smith, was of those who had not "found" themselves, or that the finding – by which he had understood the Western young woman to mean something radical and upsetting – could in any way be forced upon a man who was old enough and sane enough to know his own lengths and breadths and depths.
He had closed the drawer and was stripping off his coat to dress when he saw that, in entering the room in the dark, he had overlooked two letters which had evidently been thrust under the door during his absence with Debritt. One of the envelopes was plain, with his name scribbled on it in pencil. The other bore a typewritten address with the card of the Westfall Foundries Company in its upper left-hand corner. Smith opened Carter Westfall's letter first and read it with a little twinge of shocked surprise, as one reads the story of a brave battle fought and lost.
"Dear Monty," it ran. "I have been trying to reach you by 'phone off and on ever since the adjournment of our stockholders' meeting at three o'clock. We, of the little inside pool, have got it where the chicken got the axe. Richlander had more proxies up his sleeve than we thought he had, and he has put the steam-roller over us to a finish. He was able to vote fifty-five per cent of the stock straight, and you know what that means: a consolidation with the Richlander foundry trust, and the hearse and white horses for yours truly and the minority stockholders. We're dead – dead and buried.
"Of course, I stand to lose everything, but that isn't all of it. I'm horribly anxious for fear you'll be tangled up personally in some way in the matter of that last loan of $100,000 that I got from the Bank and Trust. You will remember you made the loan while Dunham was away, and I am certain you told me you had his consent to take my Foundries stock as collateral. That part of it is all right, but, as matters stand, the stock isn't worth the paper it is printed on, and – well, to tell the bald truth, I'm scared of Dunham. Brickley, the Chicago lawyer they have brought down here, tells me that your bank is behind the consolidation deal, and if that is so, there is going to be a bank loss to show up on my paper, and Dunham will carefully cover his tracks for the sake of the bank's standing.
"It is a hideous mess, and it has occurred to me that Dunham can put you in bad, if he wants to. When you made that $100,000 loan, you forgot – and I forgot for the moment – that you own ten shares of Westfall Foundries in your own name. If Dunham wants to stand from under, this might be used against you. You must get rid of that stock, Monty, and do it quick. Transfer the ten shares to me, dating the transfer back to Saturday. I still have the stock books in my hands, and I'll make the entry in the record and date it to fit. This may look a little crooked, on the surface, but it's your salvation, and we can't stop to split hairs when we've just been shot full of holes.
"Westfall."
Smith folded the letter mechanically and thrust it into his pocket. Carter Westfall was his good friend, and the cashier had tried, unofficially, to dissuade Westfall from borrowing after he had admitted that he was going to use the money in an attempt to buy up the control of his own company's stock. As Smith took up the second envelope he was not thinking of himself, or of the possible danger hinted at in Westfall's warning. The big bank loss was the chief thing to be considered – that and the hopeless ruin of a good fellow like Carter Westfall. He was thinking of both when he tore the second envelope across and took out the enclosed slip of scratch-paper. It was a note from the president and it was dated within the hour. Mr. Dunham had evidently anticipated his itinerary. At all events, he was back in Lawrenceville, and the note had been written at the bank. It was a curt summons; the cashier was wanted, at once.
At the moment, Smith did not connect the summons with the Westfall cataclysm, or with any other untoward thing. Mr. Watrous Dunham had a habit of dropping in and out unexpectedly. Also, he had the habit of sending for his cashier or any other member of the banking force at whatever hour the notion seized him. Smith went to the telephone and called up the Richlander house. The promptness with which the multimillionaire's daughter came to the 'phone was an intimation that his ring was not entirely unexpected.
"This is Montague," he said, when Miss Richlander's mellifluous "Main four six eight – Mr. Richlander's residence" came over the wire. Then: "What are you going to think of a man who calls you up merely to beg off?" he asked.
Miss Richlander's reply was merciful and he was permitted to go on and explain. "I'm awfully sorry, but it can't very well be helped, you know. Mr. Dunham has returned, and he wants me at the bank. I'll be up a little later on, if I can break away, and you'll let me come… Thank you, ever so much. Good-by."
Having thus made his peace with Miss Richlander, Smith put on his street coat and hat and went to obey the president's summons. The Lawrenceville Bank and Trust, lately installed in its new marble-veneered quarters in the town's first – seven-storied – sky-scraper, was only four squares distant; two streets down and two across. As he was approaching the sky-scraper corner, Smith saw that there were only
