Buy Your First Home with Confidence. Larry Nielsen

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to do this for you. It’s up to you.

      I would like to add to this by saying that sometimes things happen in life that we have no control over like illness, accident, loss of employment, injury, etc. I wish you all the best and I hope nothing like that happens to you or anyone that you know or love but if it does you need to take care of that first. I am strong believer in putting family and loved ones first.

      I am also a strong believer in sticking to your plan and working toward your goals but remember this isn’t all about money. It’s about balancing, getting your whole life in order, and moving forward.

      If you or your family or your loved ones are in trouble, your life is not in order. Right? You’re plan will still be there waiting for you to finish it. It’s not going anywhere. I wanted to share that thought with you.

      How are you going to track your progress?

      Tracking your progress is as simple as watching the money in your bank account grow. I mean, if your goal is to save $6,000 in 12 months time and you are really sacrificing and putting $500 per month into your savings account, just do the math. $500 X 12 months equals $6000. You’re right on track.

      If you can’t put that much money away each month, don’t worry. Most of us can’t do that. Whatever your goal is you can apply the same formula to see where you stand. You can also use a money management program on your computer that allows you to keep track of your money and set goals for financial growth. Some of these programs are even web-based. Some will send you email alerts to let you know what’s going on with your money. One example is www.mint.com. I like it because it’s free. You can use whichever program you like.

      You can also buy a wall or desk calendar, or day planner and write it down in there. Try different methods until you find one that works best for you.

      Let’s Re-Cap!

      In Chapter 1, we talked about the following important topics:

      •Know Your Credit Score

      •Know your Net Worth

      •Know your Price Range

      •Set a goal

      •Organize a Plan

      •Stick to your plan

      •Save money

      •Repair your credit

      •No new debt

      •Track your progress

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