CHAPTER ELEVEN
‘I’M AFRAID IT’S a no from this bank, Miss Brown.’ The manager stood abruptly, indicating the interview was over.
Karina gritted her teeth to hold back a sharp retort. Miss Brown? In a town where everyone from millionaires to bag ladies was on first-name terms, she had just been insulted. She’d lived in Motueka for a little under a year but no one called her Miss anything. She was Karina Brown. End of. Had been since the day she’d left Auckland in a blaze of flashing media cameras and pushy reporters shoving microphones in her face as they demanded answers to questions she’d had no intention of answering. The day she’d gone back to her maiden name and left her old life behind to go and reinvent herself.
‘Thank you for your time, Mr Pederson.’ She gave the same back through clamped jaws.
Rising from the chair, she was astonished to feel her legs shaking. Smoothing down her knee-length pencil skirt and tugging her shoulders back tight inside her tailored jacket—not worn since Auckland—Karina strode out of the bank manager’s office with all the aplomb of her old persona. She would not grovel for the money she desperately needed to buy the other half of the house—not yet. Being told no just increased her determination to achieve her goal.
‘How’d that go?’ Rebecca called, only loudly enough for her to hear.
Crossing to her friend, who was more commonly known as Becca, despite her name badge, stationed at the bank’s customer service desk, Karina shook her head. ‘A big fail. Apparently I’m not a good prospect for lending money to.’
Ironic, considering her background. Once upon a time several hundred thousand dollars had been chickenfeed to her. Nowadays she lived on the wages she earned as a nurse at the medical centre she jointly owned in the small rural town of Motueka, far removed from that glamorous life. She had a tiny nest egg, put aside for rainy days, but nothing big enough to buy out Logan Pascale.
‘Don’t you dare think like that,’ growled Becca.
‘I showed him the property valuation and suggested I could spread the loan out for thirty years.’ She’d be sixty-four and nearly ready to retire by then, but it would be worth it.
Becca leaned closer. ‘It shouldn’t mean a thing, but half the problem is you’re not a local. Here, coming from the Big Smoke up north is like coming from another country.’
‘I’ve heard that enough to know it’s true.’ But it didn’t explain the malicious gleam in Pederson’s eyes as he’d told her no. He’d been enjoying himself at her expense. ‘Bet he’s looked me up online.’
‘Are you sure you want a mortgage hanging over your head? Couldn’t you ask someone in your family for the money this once?’
‘What?’ Karina shuddered. Prove to her father that what he believed had been right all along? That she couldn’t make it on her own? ‘No!’ she barked, too loudly.
Becca wouldn’t understand her need to stand on her own two tiny feet and do what was right for a little boy who relied entirely on her for everything.
‘I can’t do that,’ she reiterated, more quietly. This was the toughest test she’d faced so far in her stand to be independent. So suck it up and beat the odds.
‘I figured that’d be your answer, but don’t let your pride get in the way of what’s right.’
Jeepers, Becca, be blunt, why don’t you?
‘Anything I do will be what’s right for Mickey.’
Mickey. The boy she loved as if he were her own. As one of his two guardians, she intended doing everything within her power to make sure she kept the only home he’d known. She’d promised his parents no less.
‘How is that bundle of mischief? I haven’t seen him for days.’
‘Mickey’s cool.’
Damn, but this was hard. She also needed to keep everything exactly as it was for herself. She’d crafted a new life in which she was in control and happy, in a quiet, comfortable way.
‘Just the usual hiccups. Not enough honey on his toast and me putting the wrong shirt out for him to wear to kindergarten.’
‘I bet you give him everything he wants.’
‘How can I refuse when he gives me that gappy grin? But this morning he was very clingy and didn’t want to go to kindergarten. Most unusual. Said his tummy was sore.’
‘Did you insist on him going?’
Karina shrugged. ‘Jonty’s looking after him while I’m here.’
Becca returned to the original problem. ‘What are you going to do about buying out Dr Pascale now?’
‘Know a millionaire with lots of cash stashed under his bed?’ A few hundred thousand was all she needed but, hey, in for an apple, in for a sack full of dollars.
‘You want a sexy hunk to go with those millions?’
‘Rich and sexy? All in one package? What’s the catch?’ Because she’d had that package and knew the pitfalls all too well.
‘I don’t know any guy around here fitting the description.’ Becca grinned.
‘Just as well.’ Karina smiled back, thankful that her friend hadn’t pointed out which of them actually knew the most millionaires.
‘You still don’t want to put your toe in the dating pond?’
‘That’s the last thing I want. I’m enjoying being in charge of my own life. Why would I want to give that up to be told which functions to attend and who to invite to dinner?’
Becca chose not to answer that. Instead she went with ‘Heard when the good doctor’s actually arriving?’ A gleam of excitement lit up her eyes.
‘Not a dickey bird. I don’t even know if he’s left Africa yet.’ Hopefully he was still out in the wilderness, working with people who needed his medical skills. ‘The longer I hear nothing, the longer I’ve got to come up with a solution for the house.’
But the days were running out—fast.
‘Wonder what he’s like? Even if he doesn’t have millions under his bed he could be sexy.’
‘Like that’s going to make a difference to anything.’
The situation was complicated enough, with them sharing guardianship of Mickey and having joint ownership
