A settlement of several million dollars doesn’t last as long as most people think. The money will grow if you let it, but not if you spend as if there’s no limit…or make risky investments. I know you’re a practical young lady, but even sensible people can lose sight of what’s important when they come into the kind of money you now have.”
“I know. I was just joking, really,” Skylar tossed back, giving the too-somber banker a hint of a smile as he paper clipped the check to the top of a manila folder and pocketed his Mont Blanc pen.
“I’ll be right back with your deposit slip,” he said, before stepping out of the room.
Skylar sat back in her chair, thinking about the banker’s comment. Risky investments? Nothing to worry about there. That’s not my style at all. Unless I count Lewis Monroe.
With a silent groan, she let her thoughts slip to Lewis, the man in whom she had invested three years of her life, an investment that had brought her absolutely no return. In fact, she’d been left with a hole in her heart so large she was certain it would never heal. Just thinking about him brought on a surge of pain. Their final argument still made her wince whenever she let it into her head. How long had he been sleeping with that flashy, weave-wearing model before she found out? The entire time that Skylar had been in the hospital? Even before? He had never had the guts to tell her.
Memories of Lewis’s devastating betrayal pushed stinging, hot tears into Skylar’s eyes. How could he have treated their relationship in such an off-handed manner after making her believe that they had been in a committed, exclusive relationship? She had known they were headed to the altar and had begun to mentally prepare the wedding. But he had trashed all of that with his cheating, low-life self. And he’d even had the nerve to act insulted when she refused to forgive him and give him fifty-thousand dollars to expand Thredz, his urban menswear shop.
What a jerk, she thought. Lewis Monroe will never get his hands on a dime of my money no matter how many times he apologizes or begs for my forgiveness. He was history, and she was damn glad to be rid of him. From now on she planned to focus on one thing, herself, and not the pain and humiliation of the past.
When Mr. Ray returned and handed Skylar her deposit slip, he extended his hand and wished her luck, clearly ready to move on to his next client.
“Thanks, Mr. Ray,” Skylar told him, shouldering her new Coach purse as she prepared to leave. “I’m really glad my mother recommended you. I don’t know what I’d have done without your help.”
Mr. Ray leveled a fatherly expression on Skylar, causing the age lines in his dark brown face to soften. He raised his bushy eyebrows, which were heavily sprinkled with gray and focused on Skylar for a long moment. “You’re level-headed, just like your father was. I’m sure you’re going to make the right choices and have a long, happy, love-filled life.” He shook her hand and added, before leaving, “Next time you speak to your mother, give her my regards.”
“I will,” Skylar promised, thinking that her father, who had been cautious about everything he did, and especially how he spent his money, would have been proud of the way she was handling things.
Herbert Webster had worked as an accountant for a chain of convenience stores for twenty years before dropping dead of a heart attack at his desk at the age of forty-two. He’d preached his belief to Skylar and her sister, Deena, many times: avoiding risky situations would keep them grounded, safe and in control of their lives. Taking unnecessary chances was foolish. Stick with what you know—that had been his motto, and Skylar had taken it to heart at a very early age.
After Mr. Ray walked away, Skylar stared down at the packet of papers in her hands, relieved that her money was safe. She hoped Mr. Ray’s prediction about her having a long, love-filled life would come true, but somehow doubted it would. Her messy break-up with Lewis had undermined her confidence in the romance department—and the realization unnerved Skylar. She had never before felt so unsure about her future as far as men were concerned.
Knowing she had to get going, Skylar left the conference room, exiting through the glass doors that led to the elevator, and walked right into an open car. Taking a deep breath, she pushed Lobby and told herself that nothing was going to happen. After all, what were the odds of experiencing two elevator crashes in a lifetime? she wondered, glancing at the mirrored wall, pleased with her reflection.
Clear tea-colored skin. Shiny black hair that was twisted into springy locks that cupped her face. Prominent cheek bones and a softly defined jaw. Smoky black eyes that stared back at her, though she felt as if she were looking at a stranger who was fifteen pounds thinner than this time last year. And she was wearing a muted aqua pants suit trimmed in black leather that had cost three hundred-fifty-five dollars…more than she had ever spent on a piece of clothing in her life. It felt weird to realize that from now on, she could buy anything she wanted.
A happy love-filled life? So far, things sure don’t seem to be going that way. I suffer from migraines. I can’t have children. The man I thought I would marry one day cheated on me and then had the nerve to ask me for a loan. And now that I’m rich, Tanya and Loretta, my two best girlfriends no longer call or invite me to hang out with them. What good is cash in the bank when my life feels so empty?
Chapter 2
“Deena, it’s all so strange. Suddenly being rich,” Skylar confessed to her sister over the phone. At one time she and Deena had been content to talk to each other on the phone a few times a year and send e-mails back and forth now and then, but since Skylar’s hospitalization last year, the two had grown very close, chatting almost daily.
As soon as Deena learned about her sister’s accident she had flown in from Colorado and stayed with Skylar until she had been out of danger and able to manage on her own. Now, she was back in Colorado and back to managing the ski school that she and her husband ran.
“Yesterday, I met with Mr. Ray and settled everything with the bank,” Skylar went on. “My money is properly invested and my checking account is flush. And Mr. Ray was so nice. He really helped me figure out what I needed to do.”
“And what are you going to do with yourself now that you don’t have to worry about holding down a job?” Deena asked.
“I don’t know, but I do know it feels damn good not to have to jump out of bed and hit the freeway in the morning.”
“Nothing stopping you from going to law school then,” Deena prompted. “You put it off after college because you had to get a job and support yourself, but why not do it now? Seems like the perfect time to go for it.”
Skylar let the phone remain silent for a long pause. After graduating from the University of Tampa with a degree in business economics, she had wanted to go on to law school, but hadn’t had the funds. After she was hired as a paralegal with the county court system, she became comfortable with her position and accustomed to a regular pay check. Even though she had the money and the time to study law full-time now, did she really want to take on such a demanding academic challenge?
Finally, she told Deena, “I do want to study law, but something like that takes time and planning. Maybe down the road, I’ll go for it, but not right now. For the first time in my life I have no one to answer to, so I ought to be in heaven, but I’m feeling kind of at loose ends. Too…free?” She thought about her remark and then asked, “Does that sound strange?”
“No, I’m not surprised,” Deena replied. “Who wouldn’t feel lost after all you’ve been through? Weeks in the hospital. Then months at that rehab place. A crazy legal battle with Dorchester. And then all that mess
