Walters, Adamson—ever so many others—who have gone through that fiery trial? I must fight the battle to the end. My Waterloo is not yet lost. ‘The Prussians may come up,’ as darling Laura said.”
Although receiving the advice of Mr. Merton, whom he personally knew and respected, mainly in good faith, he was sufficiently experienced in the ways of the world to mingle distrust with his expectations. It was not such an unknown thing with bankers to “shunt” a doubtful or unprofitable constituent upon a less wary student of finance. Might it not be so in this case? Or would not the manager of the agency company indicated regard him in that light? How hard it was to decide! However, he would try his fortune. He could do himself no more harm.
So he turned wearily from the dancing waters and the breezy bay, and retracing his steps through the crowded thoroughfare, sought the imposing freestone mansion in which were located the offices of the Austral Agency Company.
“How these money-changing establishments house themselves!” he said. “And we borrowers pay for it with our heart’s blood,” he added, bitterly. “Here goes, however!”
He was not doomed on this occasion to any lingering preparatory torture, for in that light he had come to regard all ante-chamber detentions. He accepted it as a good omen that he was informed on sending in his card, that Mr. Barrington Hope was disengaged, and would be found in his private room.
CHAPTER II
Mr. Stamford was at once strongly prepossessed in favour of the man before whom he had come prepared to make a full statement of his affairs, and to request—to all but implore—temporary accommodation. Bah! how bald a sound it had! How unpleasant the formula! And yet Harold Stamford knew that the security was sound, the interest and principal nearly as certain to be paid in full as anything can be in this uncertain world of ours. Still, such was the condition of the money market that he could not help feeling like a beggar. His pride rebelled against the attitude which he felt forced to take. Nevertheless, for the sake of the sweet, careworn face at home, the tender flowerets he loved so well, he braced himself for the ordeal.
Mr. Barrington Hope’s appearance, not less than his manner, was reassuring. A tall, commanding figure of the true Anglo-Saxon type, his was a countenance in which opposing qualities seemed struggling for the mastery.
In the glint of the grey eyes, in the sympathetic smile, in the deep, soft voice there was a wealth of generosity, while the firm mouth and strongly set jaw betokened a sternness of purpose which boded ill for the adversary in any of the modern forms of the duello—personal or otherwise.
“Mr. Stamford,” he said, “I have heard your name mentioned by friends. What can I do for you? But if it be not a waste of time in your case—though you squatters are not so hard-worked in town as we slaves of the desk—we might as well lunch first, if you will give me the pleasure of your company at the Excelsior. What do you say?”
Mr. Stamford, in his misery, had taken scant heed of the hours. He was astonished to find that the morning had fled. He felt minded to decline, but in the kindly face of his possible entertainer he saw the marks of continuous mental exertion, mingled with the easily-recognised imprints of anxious responsibility. A feeling of sadness came over him, as he looked again—of pity for the ceaseless toil to which it seemed hard that a man in the flower of his prime should be doomed—that unending mental grind, of which he, in common with most men who have lived away from cities, had so cordial an abhorrence. “Poor fellow!” he said to himself, “he is not more than ten years older than Hubert, and yet what an eternity of thought seems engraven in his face. I should be sorry to see them change places, poor as we are, and may be.” He thought this in the moment which he passed in fixing his eyes on the countenance of Barrington Hope. What he said, was: “I shall have much pleasure; I really did not know it was so late. My time in town, however, is scarcely so valuable as yours. So we may as well devote half an hour to the repairing of the tissue.”
Mr. Stamford’s wanderings in Lower George Street and the unfamiliar surroundings of the metropolis had so far overcome the poignancy of his woe as to provide him with a reasonable appetite. The cuisine of the Excelsior, and the flavour of a bottle of extremely sound Dalwood claret, did not appeal to his senses in vain. The well-cooked, well-served repast concluded, he felt like another man; and though distrusting his present sensations as being artificially rose-coloured, he yet regarded the possibility of life more hopefully.
“It has done me good,” he said in his heart; “and it can’t have done him any harm. I feel better able to stand up to hard Fate and her shrewd blows than before.”
They chatted pleasantly till the return to the office, when Mr. Hope hung up his hat, and apparently removed a portion of his amiability of expression at the same time. He motioned his visitor to a chair, produced a box of cigars, which, with a grotesque mediæval matchbox, he pushed towards him. Lighting one for himself, he leaned back in his chair and said “Now then for business!”
The squatter offered a tabulated statement, originally prepared for the bank, setting forth the exact number of the livestock on Windāhgil, their sexes and ages, the position and area of the run, the number of acres bought, controlled or secured; the amount of debt for which the bank held mortgage, the probable value of the whole property at current rates. Of all of which particulars Mr. Hope took heed closely and carefully. Mr. Stamford became suddenly silent, and indeed broke down at one stage of the affair, in which he was describing the value of the improvements, and mentioning a comfortable cottage, standing amid a well-grown orchard on the bank of a river, with out-buildings of a superior nature grouped around.
Then Mr. Hope interposed. “You propose to me to take up your account, which you will remove from the Bank of New Guinea. You are aware that there is considerable risk.”
(“Hang it!” Mr. Stamford told himself; “I have heard that surely before. I know what you are going to say now. But why do you all, you financiers, like to keep an unlucky devil so on the tenter-hooks?”)
Mr. Hope went on quietly and rather sonorously. “Yes! there has been a large amount of forced realisation going on of late. Banks are tightening fast. The rainfall of the interior has been exceptionally bad. I think it probable that the Bank of New Guinea has none too good an opinion of your account. But I always back my own theory in finance. I have great reason to believe, Mr. Stamford, that heavy rain will fall within the next month or two. I have watched the weather signs carefully of late years. I am taking—during this season, at any rate—a strong lead in wool and stock, which I expect to rise. Everything is extremely low at present—ruinously so, the season disastrously dry. But from these very dry seasons I foretell a change which must be for the better. I have much pleasure in stating that the Austral Agency Company will take up your account, Mr. Stamford, and carry you on for two years at the same rate of interest you have been paying.”
Mr. Stamford made a commencement of thanking him, or at least of expressing his entire satisfaction with the new arrangement; but, curious to relate, he could not speak. The mental strain had been too great. The uncertain footing to which he had so long been clinging between ruin and comparative safety had rendered his brain dizzy.
He had been afraid to picture the next scene of the tragedy, when the fatal fiat of the Bank Autocrat should have gone forth,—the wrench of parting from the dear old place they had all loved so well. The unpretending, but still commodious dwelling to which he had brought his fond, true wife, while yet a young mother. The garden in which they had planted so many a tree, so many a flower together. The unchecked freedom of station life, with its general tone of abundance and liberality. All these surroundings and comforts were to be exchanged—if things
