The banking system of russia in the context of digitalization Банковская система России в условиях цифровизации. (Аспирантура, Бакалавриат, Магистратура). Монография.. Юрий Сергеевич Захаров

The work is devoted to the implementation of innovative financial technologies (digitalization) in the banking system of Russia. A brief description of the main financial technologies (big data, AI, blockchain, etc.) is given, the features of their use by Russian banks and the Bank of Russia are determined. It is concluded that innovative financial technologies ensure the receipt, processing and use of specialized information related to the production and sale of banking services. Possible ways of digitalization of Russian banks, prospects for the development of this process are shown. New tasks arising in connection with digitalization for the Bank of Russia have been identified: the need to adapt monetary regulation and supervision of credit institutions to new conditions. The article identifies the features of marketplaces and ecosystems that have emerged in the Russian banking system, which are the next stage of digitalization.