Heart's Refuge. Cheryl Harper

Her life has turned upside downBack in high school, Sarah Hillman was a rich girl who protected herself by always being on the attack. Now her father's skipped town, the money's gone and she's sleeping in her office. Too bad the only person she can turn to has every reason to reject her.Will Barnes isn't a gangly math nerd anymore. He's a financial advisor and a father, and when Sarah shows up in his office, he threatens to kick her out. And yet, Will agrees to help. But if Sarah falls for this kind, strong man, she'll have to stay in Holly Heights, a town where everyone knows her…and hates her.