Financial Adulting. Ashley Feinstein Gerstley

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When I say BS, I mean bullshit.

      6 5. “Disparities in Wealth by Race and Ethnicity.”

      7 6. Melany De La Cruz-Viesca, Zhenxiang Chen, Paul M. Ong, Darrick Hamilton, William A. Darity Jr., “The Color of Wealth in Los Angeles,” The Federal Reserve Bank of Los Angeles (2016), http://www.aasc.ucla.edu/besol/Color_of_Wealth_Report.pdf (p. 5).

      8 7. Mariko Chang, “Lifting as We Climb: Women of Color, Wealth, and America's Future,” Center for Community Economic Development (Spring 2010), https://static1.squarespace.com/static/5c50b84131d4df5265e7392d/t/5c5c7801ec212d4fd499ba39/1549563907681/Lifting_As_We_Climb_InsightCCED_2010.pdf (p. 14).

      9 8. Dedrick Asante-Muhammed, Chuck Collins, Josh Hoxie, and Emanuel Neves, “The Ever-Growing Gap,” Institute for Policy Studies (August 2016), https://ips-dc.org/wp-content/uploads/2016/08/The-Ever-Growing-Gap-CFED_IPS-Final-2.pdf.

      10 9. “The Homestead Act of 1862,” National Archives (June 2, 2021), https://www.archives.gov/education/lessons/homestead-act#:~:text=President%20Abraham%20Lincoln%20signed%20the,pay%20a%20small%20registration%20fee.

      11 10. Ibid.

      12 11. Ibid.

      13 12. Ian Webster, “Value of $1.25 from 1862 to 2021,” CPI Inflation Calculator, https://www.in2013dollars.com/us/inflation/1862?amount=1.25.

      14 13. Keri Leigh Merritt, “Land and the Roots of African-American Poverty,” Aeon (March 11, 2016), https://aeon.co/ideas/land-and-the-roots-of-african-american-poverty.

      15 14. Mehrsa Baradaran, The Color of Money: Black Banks and the Racial Wealth Gap (Cambridge, MA: Belknap Press of Harvard University Press, 2017), p. 30 ($3 million lost in 1874); https://www.in2013dollars.com/us/inflation/1874?amount=3000000.

      16 15. Ibid., p. 108 (entire section).

      17 16. Ibid., p. 109.

      18 17. History.com editors, “Jim Crow Laws,” History.com (March 26, 2021), https://www.history.com/topics/early-20th-century-us/jim-crow-laws.

      19 18. “Intersectional Feminism: What It Means and Why It Matters Right Now,” UN Women (July 1, 2020), https://www.unwomen.org/en/news/stories/2020/6/explainer-intersectional-feminism-what-it-means-and-why-it-matters.

      20 19. Linda Scott, “Gender Inequality Causes Poverty,” Double X Economy (March 29 2021), https://www.doublexeconomy.com/post/gender-inequality-causes-poverty.

      21 20. “The Power of Parity: Advancing Women's Equality in the United States,” McKinsey Global Institute (April 2016), https://www.mckinsey.com/~/media/mckinsey/featured%20insights/employment%20and%20growth/the%20power%20of%20parity%20advancing%20womens%20equality%20in%20the%20united%20states/mgi-power-of-parity-in-us-full-report-april-2016.ashx#:~:text=Yet%20women%20in%20the%20United,women%20make%20to%20the%20economy, p. 9.

      22 21. “Empowering Girls & Women,” Clinton Global Initiative, https://www.un.org/en/ecosoc/phlntrpy/notes/clinton.pdf.

      23 22. “Minimum Wage,” Women Employed, https://womenemployed.org/minimum-wage/.

      24 23. Ibid. (for total minimum wage workers); “Characteristics of Minimum Wage Workers, 2020,” U.S. Bureau of Labor Statistics (February 2021), https://www.bls.gov/opub/reports/minimum-wage/2020/home.htm.

      25 24. “Deeper in Debt: Women & Student Loans,” AAUW (2021), https://www.aauw.org/resources/research/deeper-in-debt/.

      26 25. Ben Steverman and Alexandre Tanzi, “The 50 Richest Americans Are Worth as Much as the Poorest 165 Million,” Bloomberg (August 10, 2020), https://www.bloomberg.com/news/articles/2020-10-08/top-50-richest-people-in-the-us-are-worth-as-much-as-poorest-165-million.

      27 26. “Report: 1 in 4 Mothers Go Back to Work Less Than 2 Weeks After Giving Birth,” Abt Associates (August 20, 2015), https://www.abtassociates.com/who-we-are/news/in-the-news/report-1-in-4-mothers-go-back-to-work-less-than-2-weeks-after-giving.

      28 27. “Calculating the Hidden Cost of Interrupting a Career for Child Care,” Center for American Progress (June 21, 2016), https://www.americanprogress.org/issues/early-childhood/reports/2016/06/21/139731/calculating-the-hidden-cost-of-interrupting-a-career-for-child-care/.

      29 28. Linda Houser and

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