Lucretia — Volume 06
CHAPTER XVIII
We have now arrived at that stage in this history when it is necessary to look back on the interval in Lucretia's life,—between the death of Dalibard, and her reintroduction in the second portion of our tale.
One day, without previous notice or warning, Lucretia arrived at William Mainwaring's house; she was in the deep weeds of widowhood, and that garb of mourning sufficed to add Susan's tenderest commiseration to the warmth of her affectionate welcome. Lucretia appeared to have forgiven the past, and to have conquered its more painful recollections; she was gentle to Susan, though she rather suffered than returned her caresses; she was open and frank to William. Both felt inexpressibly grateful for her visit, the forgiveness it betokened, and the confidence it implied. At this time no condition could be more promising and prosperous than that of the young banker. From the first the most active partner in the bank, he had now virtually almost monopolized the business. The senior partner was old and infirm; the second had a bucolic turn, and was much taken up by the care of a large farm he had recently purchased; so that Mainwaring, more and more trusted and honoured, became the sole managing administrator of the firm. Business throve in his able hands; and with patient and steady perseverance there was little doubt but that, before middle age was attained, his competence would have swelled into a fortune sufficient to justify him in realizing the secret dream of his heart,— the parliamentary representation of the town, in which he had already secured the affection and esteem of the inhabitants.
It was not long before Lucretia detected the ambition William's industry but partially concealed; it was not long before, with the ascendency natural to her will and her talents, she began to exercise considerable, though unconscious, influence over a man in whom a thousand good qualities and some great talents were unhappily accompanied by infirm purpose and weak resolutions. The ordinary conversation of Lucretia unsettled his mind and inflamed his vanity,—a conversation able, aspiring, full both of knowledge drawn from books and of that experience of public men which her residence in Paris (whereon, with its new and greater Charlemagne, the eyes of the world were turned) had added to her acquisitions in the lore of human life. Nothing more disturbs a mind like William Mainwaring's than that species of eloquence which rebukes its patience in the present by inflaming all its hopes in the future. Lucretia had none of the charming babble of women, none of that tender interest in household details, in the minutiae of domestic life, which relaxes the intellect while softening the heart. Hard and vigorous, her sentences came forth in eternal appeal to the reason, or address to the sterner passions in which love has no share. Beside this strong thinker, poor Susan's sweet talk seemed frivolous and inane. Her soft hold upon Mainwaring loosened. He ceased to consult her upon business; he began to repine that the partner of his lot could have little sympathy with his dreams. More often and more bitterly now did his discontented glance, in his way homeward, rove to the rooftops of the rural member for the town; more eagerly did he read the parliamentary debates; more heavily did he sigh at the thought of eloquence denied a vent, and ambition delayed in its career.
When arrived at this state of mind, Lucretia's conversation took a more worldly, a more practical turn. Her knowledge of the speculators of Paris instructed her pictures of bold ingenuity creating sudden wealth; she spoke of fortunes made in a day,—of parvenus bursting into millionnaires; of wealth as the necessary instrument of ambition, as the arch ruler of the civilized world. Never once, be it observed, in these temptations, did Lucretia address herself to the heart; the ordinary channels of vulgar seduction were disdained by her. She would not have stooped so low as Mainwaring's love, could she have commanded or allured it; she was willing to leave to Susan the husband reft from her own passionate youth, but leave him with the brand on his brow and the worm at his heart,—a scoff and a wreck.
At this time there was in that market-town one of those adventurous, speculative men, who are the more dangerous impostors because imposed upon by their own sanguine chimeras, who have a plausibility in their calculations, an earnestness in their arguments, which account for the dupes they daily make in our most sober and wary of civilized communities. Unscrupulous in their means, yet really honest in the belief that their objects can be attained, they are at once the rogues and fanatics of Mammon. This person was held to have been fortunate in some adroit speculations in the corn trade, and he was brought too frequently into business with Mainwaring not to be a frequent visitor at the house. In him Lucretia saw the very instrument of her design. She led him on to talk of business as a game, of money as a realizer of cent per cent; she drew him into details, she praised him, she admired. In his presence she seemed only to hear him; in his absence, musingly, she started from silence to exclaim on the acuteness of his genius and the accuracy of his figures. Soon the tempter at Mainwaring's heart gave signification to these praises, soon this adventurer became his most intimate friend. Scarcely knowing why, never ascribing the change to her sister, poor Susan wept, amazed at Mainwaring's transformation. No care now for the new books from London, or the roses in the garden; the music on the instrument was unheeded. Books, roses, music,—what are those trifles to a man thinking upon cent per cent? Mainwaring's very countenance altered; it lost its frank, affectionate beauty: sullen, abstracted, morose, it showed that some great care was at the core. Then Lucretia herself began grievingly to notice the change to Susan; gradually she altered her tone with regard to the speculator, and hinted vague fears, and urged Susan's remonstrance and warning. As she had anticipated, warning and remonstrance came in vain to the man who, comparing Lucretia's mental power to Susan's, had learned to despise the unlearned, timid sense of the latter.
It is unnecessary to trace this change in Mainwaring step by step, or to measure the time which sufficed to dazzle his reason and blind his honour. In the midst of schemes and hopes which the lust of gold now pervaded came a thunderbolt. An anonymous letter to the head partner of the bank provoked suspicions that led to minute examination of the accounts. It seemed that sums had been irregularly advanced (upon bills drawn by men of straw) to the speculator by Mainwaring; and the destination of these sums could be traced to gambling operations in trade in which Mainwaring had a private interest and partnership. So great, as we have said, had been the confidence placed in William's abilities and honour that the facilities afforded him in the disposal of the joint stock far exceeded those usually granted to the partner of a firm, and the breach of trust appeared the more flagrant from the extent of the confidence misplaced. Meanwhile, William Mainwaring, though as yet unconscious of the proceedings of his partners, was gnawed by anxiety and remorse, not unmixed with hope. He depended upon the result of a bold speculation in the purchase of shares in a Canal Company, a bill for which was then before parliament, with (as he was led to believe) a certainty of success. The sums he had, on his own responsibility, abstracted from the joint account were devoted to this adventure. But, to do him justice, he never dreamed of appropriating the profits anticipated to himself. Though knowing that the bills on which the moneys had been advanced were merely nominal deposits, he had confidently calculated on the certainty of success for the speculations to which the proceeds so obtained were devoted, and he looked forward to the moment when he might avow what he had done, and justify it by doubling the capital withdrawn. But to his inconceivable horror, the bill of the Canal Company was rejected in the Lords; the shares bought at a premium went down to zero; and to add to his perplexity, the speculator abruptly disappeared from the town. In this crisis he was summoned to meet his indignant associates.
The evidence against him was morally damning, if not legally conclusive. The unhappy man heard all in the silence of despair. Crushed and bewildered, he attempted no defence. He asked but an hour to sum up the losses of the bank and his own; they amounted within a few hundreds to the 10,000 pounds he had brought to the firm, and which, in the absence of marriage-settlements, was entirely at his own disposal. This sum he at once resigned to his associates, on condition that they should defray from it his personal liabilities. The money thus repaid, his partners naturally relinquished all further inquiry. They were moved by pity for one so gifted and so fallen,—they even offered him a subordinate but lucrative situation in the firm in which he had been partner; but Mainwaring wanted the patience and
