full of praise and brilliant prophecies, none of which he lived to see fulfilled. His daughter, he assured me, would yet be grateful to me for the firmness I had evinced, and that the blessing of Heaven must attend conduct so estimable and wise. Anna herself wrote in another strain. The act which she had so long dreaded was accomplished—it was useless to look back—she could only hope and pray for the future. She entreated me to be careful of my health, and to accustom myself gradually to my new employment. It was a consolation to behold her father so very happy, and to find me contented in my position. Nothing would give her now such satisfaction, as to be convinced that she had been wrong throughout, and that I had done well in giving up my former occupations. A month passed quickly by. The engagements of the firm were met—and its affairs were carried on as usual. No change took place. The only difference was my presence, and the appearance of my name in all the transactions of the house. I saw my mother frequently—but my uncle, by degrees, withdrew. His own affairs required his constant attention, but he provided me with help and countenance in the person of Mr Gilbert. This gentleman, in addition to the character of a bosom friend, sustained another—that of legal adviser to my uncle! He visited me daily, and helped me marvellously. He procured from my uncle my patrimony of four thousand pounds—drew up in return for it a release, which I executed—paid the money into my banker's hands—received my mother's dividend—inspected the accounts—advised summary proceedings against defaulters—and settled, at a certain rate, to purchase a few outstanding debts, which it would cost some trouble and manoeuvring to get in. I could not choose but act upon advice that was at once so very friendly and professional. My inexperience, for a time, gratefully reposed in Mr Gilbert. Exactly two months after I had entered the concern, I married. Sun never rose more promisingly upon a wedding-day—a lovelier bride had never graced it. I pass over the few intoxicating weeks during which life assumes a form and hue which it never wore before—never puts forth again. The novelty of my situation—the joy I had in her possession, and in the knowledge that she was wholly mine—lived now and breathed for me—the pride with which I gazed upon her blooming beauty, and communed with her, as with a new-found better self—all combined to render one brief season a sweet delirium—an ecstatic dream. It is time to wake from it. I return to the business. I had agreed to pay my mother's dividend every quarter—and, as I told you, Mr Gilbert received the money for her. She did not live to enjoy it. A short illness removed her from a world which had never been one of sorrow to her. Her heart was adamant, and troubled waters passed over—did not enter and disturb it. All that she had became my uncle's, and he was now my creditor. I beg you, sir, to mark this. Twice had he inherited the property which should have been my own. It was about a twelvemonth after the death of my mother, that small, dark shadows appeared in the horizon, foretelling storm and tempest. At first they gave me no uneasiness, but they increased and gathered, and soon compelled me to take measures for the outbreak. I continued to discharge my uncle's claim with undeviating regularity. Mr Gilbert sharply saw to that; but a difficulty arose at length of meeting punctually all the demands which came upon me in the way of business. This was overcome in the beginning, by enforcing payment from customers who had traded previously on a liberal credit. The evil thus temporarily repaired gave rise, however, to a greater evil. Our friends withdrew their favours, and offered them else where. This critical state of things did not improve, but caused me daily fresh alarm. Money became more scarce—the difficulty of meeting payments more imminent and harassing. It was very strange. It had not been so in my father's time; nor later, when my mother had the management of affairs. Was it my fault? What had I done amiss. Frightful thoughts began to haunt my bosom, and my sleep was broken, as a criminal's might be. One day I had a heavy sum to pay. It was on the fourth of the month—a serious day to many—and, although I had made every exertion to meet this payment, I found myself, on the very morning, at least two hundred pounds deficient. I have told you, that the credit of our house was without a spot. Its reputation stood high amongst the highest. Slander had not dared to breathe one syllable against it. To me was entrusted this precious jewel, and I was now upon the very brink of losing it. I rose from my pillow before daylight, and endeavoured to contrive a plan for my relief. Fear and excitement prevented all deliberate thought, and I walked to the counting-house confounded—almost delirious. I had taken no food. I could not break my fast until the exigency had passed away. I was sitting in the little room, filled with dismal apprehensions, when Mr Gilbert was announced, and suddenly appeared. As suddenly I resolved to tell him of my necessity, and to ask his aid or counsel. Blushing to the forehead, I confided my situation to him, and asked what it was possible to do. He smiled in answer produced his pocket-book, and gave me, without a word; a draft upon his banker for the sum required. At that moment, sir, I felt what it was to be respited after sentence of death—to be rescued from drowning—to awaken into life from horrible and numbing dreams. I pressed the hand of my deliverer with the most affectionate zeal, and assured him of my everlasting gratitude.
"'No occasion, my dear sir,' answered Mr Gilbert. 'This is a very common case in business, and will happen to the best of men. Never hesitate to ask me when you are in need. When I have the cash, you shall command me always. Give me your IOU—that will be quite sufficient, and pay the money back when it is quite convenient.' Disinterested, most praiseworthy man! He left me, impressed with his benevolence, and with my spirit at rest. With the dismissal of my incubus, my appetite was restored. I partook of a hearty dinner, and returned home, happy as a boy again. At the end of a week, I was enabled to repay my benefactor; but, at the end of a fortnight; I was again in need of his assistance. Emboldened by his offer, I did not hesitate to apply; as freely as before he responded to my call; and I felt that I had gained a friend indeed. Men who have committed heinous crimes, will tell you that it is the first divergence from the point of rectitude that gives them pain and anguish. The false direction once obtained, and the moral sense is blunted. So in matters of this kind. There was no blushing or palpitation when I begged a third time for a temporary loan. The occasion soon presented itself, and I asked deliberately for the sum I wanted. Mr Gilbert likewise had grown familiar with these demands; and familiarity, they say, does not heighten our politeness and respect. He had not the money by him, but he might get it, though, from a friend, he thought, if it were absolutely necessary. But then a friend is not like one's self. He must be paid for what he did. Well, for once in the way, I could afford it. I must borrow as cheaply, as I could, and give my note of hand, &c. Sir, in less than three months; I was in a mesh of difficulties, from which it was impossible to tear myself. Bill after bill had I accepted and given to this Gilbert—pounds upon pounds had he sucked from me in the way of interest; He grew greedier every hour. If I hesitated; he spoke to me of exposure—I refused, he threatened enforcement of his previous claims. And, what was worse than all, notwithstanding the heavy sums which he advanced, and for which he held securities, my affairs remained disordered, and the demand for money increased with every new supply. I could not understand it. I had not communicated with my uncle. I was afraid to do it; but I took care to pay his dividend the instant it was due. Had I omitted it, Mr Gilbert would have looked to me; for he was even more anxious than myself to keep my affairs a secret from my uncle. It was not long before I got bewildered by the accumulated anxieties of my position. My mind was paralyzed. My days were wretched. Home had no delight for me; and neither there nor elsewhere could I find repose. Before daybreak, I quitted my bed, and until midnight, I was occupied in arranging for the engagements of the coming day. Legitimate and profitable business was neglected; lost sight of, and all my faculties were engrossed in the one great object of obtaining money to appease the present and the pressing importunity. In the midst of my trouble, I was thrown, for the first time, upon a bed of sickness. I was attacked with fever, but I rallied in a day or two, and was prepared once more to cast myself into the vortex from which I saw no hope or possibility of escape. It was the evening before the day on which I had determined to resume the whirl of my sickening occupation. I was in bed, and, tired with the thought that weighed upon my brain, had fallen into a temporary sleep, from which I woke too soon, to find my wife, now about to become a mother, weeping as if her heart were broken, at my side. Trouble, sir, had soured my temper, and I had ceased to be as tender as she deserved. I was base enough to speak unkindly to her.
"'You are discontented, Anna,' I exclaimed. You are not satisfied—you repent now that you married me'—I see you do.'
"'Warton,' she exclaimed, 'if you love me, leave
