collapse of the markets was to the rest of us. Before the surgery, he was generally physically fit, with good exercise and eating habits. But he suddenly found himself faced with the prospect of a quadruple bypass.
The reason in Paul’s case was genetics. You might be tempted to translate that analogy to the argument that people are financially unfit as a result of their circumstances rather than their behaviour. While the circumstances in which we find ourselves are certainly important, we cannot overestimate the power of the choices we make and the actions we take to impact our lives for the worse or the better.
Paul’s doctors, for example, made it clear that if he had not been physically fit, he likely wouldn’t have survived to make it to the operating table. Paul’s fitness also greatly shortened his recovery period, making it possible for him to get back on the road to recovery that much sooner.
We strongly believe that this is also the case when it comes to financial fitness. Being financially fit in bad times will enable you to withstand the shocks more successfully, and allow you to rehabilitate your financial future more effectively.
This book has definitely been an adventure for both of us, in terms of the experiences we brought to it, the process of putting it all together during the market meltdown, and Paul’s cardiac surgery. The result has been both educational and entertaining. We hope you find that this book offers the same experience for you.
Alan MacDonald
Paul LaBarge
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