you could go over to the bank and charm the new guy in charge into giving you a little more time,” Cecily suggested.
They’d given her a little more time. Very little. “This is business. Charm doesn’t enter into it.” Damn.
“Charm enters into business more than you realize,” Cecily said.
Samantha sighed. “You’re right. I’ll have to go over there and talk to the new manager. Sweet Dreams is a vital part of the town’s economy. It’s in everyone’s interest for the bank to work with us and help us get through this rough patch.” That was exactly what she’d say to him. Rules could be bent if everyone benefited in the long run.
She took a deep cleansing breath and told herself she felt better already. Big, fat liar.
“There you go,” Cecily said encouragingly.
“And I’ll take him some of our wares,” Samantha decided. “Who doesn’t like chocolate?”
“Charm and bribery, a businesswoman’s best friends.”
Samantha sure hoped so. She thanked her sister for the shrink session, then buzzed Elena on the office phone.
“You okay now?” Elena asked.
“Yes,” Samantha lied. “Call down to Luke and tell him to put together the mother of all gift baskets.”
* * *
At 10:00 a.m. Samantha walked into the bank bearing a cellophane-wrapped basket filled to the brim with goodies from Sweet Dreams Chocolates. If this didn’t melt Blake Preston’s heart—well, then, he had no heart to melt.
Speaking of, there he sat at the manager’s desk in the far corner, a sandy-haired tackling dummy in a suit. Blake Preston looked more suited to a WWE Friday night smack down than to sitting behind a bank manager’s desk, deciding the fate of local businesses.
Lauren sent Samantha a welcoming smile from her teller’s counter, but the one she got from Blake Preston when he saw her approach his desk wasn’t quite so friendly. Wary would’ve been a better word for it. Even wary, it qualified for a toothpaste commercial. Whoa, that was some wattage, and she felt the electricity clear across the room. She couldn’t help checking his left hand for signs of a ring as he stood to greet her. None.
Never mind his ring finger or any other part of him. You’re here to do business.
She could almost hear her sister whispering in her ear, “Charm enters into business more than you realize.”
She donned her most charming smile and said, “Hi,” injecting her voice with goodwill. You like me. You want to give me a longer extension on my loan. “I’m Samantha Sterling from Sweet Dreams Chocolates. We went to high school together,” she added, hoping that would earn her some brownie points.
He held out his hand for her to shake. She took it and felt an even bigger jolt than she’d gotten from his smile. Maybe that was a good sign. Maybe they were going to hit it off. Maybe he’d be happy to grab a mop and help her clean up the mess she was in.
“I remember,” he said.
Right. You were older and too busy partying and cutting classes to pay attention to a nerdy underclassman. “I was just a lowly freshman, but you made quite an impression.” There, that was pretty darned charming if she did say so herself. “I thought you might enjoy some samples from the best chocolate company in Washington,” she said, handing over the gift basket.
He took it and stood there as if uncertain what to do with it. His computer and several piles of papers were taking up all the surface space on his desk. “Well, thanks. That was…nice. Have a seat.”
She sat and he sat, still holding the goodies.
“You’ll really like the chocolate-covered potato chips,” she said, pointing to her basketful of bribes. “Those are our newest product.”
“Interesting.” He shifted the fortune in chocolate sitting on his lap as awkwardly as though he were an old bachelor who’d just been handed a baby.
Okay, that took care of the charm. Next, she decided to play the sympathy card. “I’m not sure if you’re aware of it, but we’ve had a few challenges in our business. We just lost my stepfather.”
“I heard. I’m sorry,” he said, and looked properly sympathetic.
“Things have been a little chaotic and then this morning I discovered a letter from you.”
He cleared his throat. “I’m afraid we have something of a problem. You’re behind on your loan.”
As if she wasn’t aware of that? As if she hadn’t read the friggin’ letter? She could feel her blood pressure rising and it took every last ounce of willpower she had to remain professional. “This business has been in my family for a long time. I’m the fourth generation.”
“Ms. Sterling. Samantha. I understand what this business must mean to you.”
No, you don’t. You have no idea. She was probably radiating anger. She tried her best to look charming. “Not just to me. We employ a lot of people, all who have families and live in this town.”
“I know that. I grew up here. But—”
Oh, no. Here came the but.
“But the kind of leniency the bank indulged in under the previous management is what got them in so much trouble.”
“I’m not asking for any more money,” she said, keeping her voice low so everyone in this fishbowl wouldn’t hear her. “I just need a few months to sort things out. If you could give us a little extra time, extend the loan…”
Now he was shaking his head sadly. “I’m afraid I can’t. I’d like to, but I can’t. As I said in the letter, Cascade Mutual has a strict ninety-day policy on past-due loans. We’ve already extended yours until the end of next month.”
“I recognize that,” she said, and trotted out her most charming smile, “but surely you can make an exception for extreme circumstances. All we need is another six months while we restructure the company.”
“I’m sorry,” he said earnestly. “I really am. I wish I could extend the deadline but my hands are tied. You’re going to have to come up with that money before the end of February.”
“That would take a miracle,” she protested.
He heaved those big boulders that passed for shoulders in a helpless shrug. “We’ve got several churches in town. I think if I were you I’d have them start praying.”
She narrowed her eyes at him. “You know, you have a sick sense of humor.”
“I wasn’t kidding,” he said. “I’m sorry. I wish I could help you further but I’ve got my orders.”
What was this, the military? “You’re a bank manager,” she said between gritted teeth. “You could do some managing and find a way to work with me.”
He
