Cowboy Dad. Cathy McDavid

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ma’am.” She grabbed the wireless mouse and began clicking.

      “You might save that much in liability insurance,” Aaron suggested. “Talk to your agent.”

      Jake leaned forward and propped his elbows on the table. “Are you an insurance expert now?”

      “No, but I’ve carried plenty of it over the years.”

      “On Hailey?”

      “On me,” Aaron answered steadily and fought to remain calm.

      Jake was baiting him, Aaron recognized the ploy. He’d had it used on him by his four brothers and two sisters—and used it on them in return—all the years they were growing up.

      “Hey,” Carolina interjected. “No reason to go all testosterone on us.”

      “It’s not a bad idea,” Rachel appealed to Jake. “Seriously.”

      “Guests may get the idea riding isn’t safe.”

      “Sometimes riding isn’t safe. We all know that.” Carolina glanced at Aaron.

      He wondered if he’d gained another ally or at least some ground.

      “Guests may also feel reassured by the availability of helmets,” she said with noticeably growing confidence. “That their safety is our top concern.”

      Jake’s jaw visibly clenched. “This isn’t anything we should jump into without careful consideration.”

      “I agree.” Millie smiled approvingly. “I make a motion that we table the discussion of purchasing helmets until the next regular meeting. In the meantime, Alice can contact our insurance agent, see if we qualify for a rate break. And Aaron can obtain prices so we know exactly what the cost will be.”

      She was no dummy when it came to running the ranch either.

      Aaron figured now was a good time to drop his final bombshell. “What if the helmets were free of charge?”

      That got everyone’s attention.

      “You have some?” Carolina asked.

      “No. But I know where we might be able to get them.”

      “Where?”

      Jake snorted.

      Carolina bristled. “Honestly, Jake. If we can get the helmets at no cost, what’s the harm in providing them?”

      “Nothing’s for free. There’s always a catch.”

      “No catch,” Aaron said. “I know of an organization that promotes equestrian safety. We can apply to them for a grant and if they approve our request, the helmets are ours. No charge.”

      “What organization is that?” Jake’s gaze narrowed with suspicion.

      Aaron met it head-on. “The Hailey Reyes Foundation for Equestrian Safety. I’m the chairman.”

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