gets nauseated on trains, so they went only as far as New York City and took Governor. It has the longest sea voyage. Honestly, I cannot see how breathing damp sea air is supposed to help arthritis, but I’m not a doctor.” Sighing, she set down the pamphlets again. “Governor is the oldest ship and also the most expensive, which I realize now was not good for the family finances. Although Father didn’t mind spending money.” She looked up at him, her expression resigned. “He could be a bit cavalier about that, I’m afraid.”
Noah cleared his throat. “Speaking of finances...today, you received a letter from the bank.” He’d seen the bank’s errand boy deliver it. He’d caught Clare’s sinking expression as she read the single page. But shortly after, that awful telegram had arrived, and he’d forgotten all about the letter.
Clare looked away. “I’m sure you can guess what the bank said. Father paid all the bills for March, but that’s it. His payments were always due the first banking day of the month.” She rubbed her forehead and groaned. “Let me think. Father paid March’s mortgage before they left six weeks ago. So April’s payment is now two weeks overdue.”
“Did he leave you access to his accounts?”
With lifted brows, Clare shook her head. “There was no need. They’re empty.”
Noah cocked his head, a frown deepening. “I don’t understand. Your father paid March’s mortgage at the beginning of the month, but didn’t expect to be in Europe until the end of the month. Surely, he would have realized that it would take a month to get the money back to you? That would automatically leave you a month behind in your payments, and yet he emptied his account, anyway?”
Clare looked like she was getting a headache. “He was afraid Mother would need extra time to recuperate from either the train ride or the sea voyage. He wasn’t sure she’d be able to travel to Baden-Baden—that’s where the Kurhaus is—right away. The transatlantic trip is said to be awful, and once in Liverpool, they’d need another short steamship voyage to Rotterdam before going upriver to the Rhine. He said he planned to send back enough money to pay the bills. I had assumed he’d paid at least two months, but I hadn’t asked.”
Clare flicked up her hands. “My father didn’t always consider the finances first. He often said that there would always be bills.”
Except it was irresponsible to make those bills worse, Noah grumbled internally. It might be wrong to condemn Clare’s father, and Noah did know of Mrs. Walsh’s ill health, but he didn’t feel like crushing the uncharitable thoughts rising unbidden in him. “There are more in his family than his wife.”
His clipped words cut crisply through the cool air. Yes, that was true, he decided firmly. And yes, there was more to life than earning money.
Noah tightened his jaw. People needed to look past their own needs to the needs of others. People needed—
He shut his eyes and stopped his thoughts. This wasn’t about his family. This was about Clare Walsh, the lovely, vibrant, independent woman in front of him. It was about what was probably the worst day of her life.
Would it be inappropriate to draw her into his arms? Surely if anyone needed to be comforted right now, it was her.
Yes, it was inappropriate, and a woman like Clare would resent the belief that she needed a good, strong hug right now.
“The plan had been to return whatever money they didn’t need,” Clare was saying. “They had expected to stay for the summer in Germany, but hoped her treatment would take less time. I don’t think he even cared that the mortgage would be a month late. My father often thought that there was no point in worrying about money.” She sank into her chair again. “I guess he didn’t worry about not surviving the first leg of the voyage, either.” An angry glance up at Noah told him that tears glistened again in Clare’s eyes.
Immediately, Noah dragged a chair closer to her. He perched on the edge of the rounded and uncomfortable seat, his knees poking up into the air. He really hated these fussy, overstuffed things. “Clare, we don’t know what has happened yet.” He rubbed her upper arm, then dropped it quickly, afraid the touch was too personal. “Did you explain that to the bank manager?”
Looking resigned, she shook her head. “All I did was make an appointment. I can hardly ask them to wait until proof comes of my parents’ deaths. That may never happen. The manager may give me an extension, but that will come with a penalty. My wages won’t cover even the basic mortgage payment, let alone one with a late fee attached. And what about the other bills, such as food and coal? Where would the money come for them?” She sighed in exasperation. “You see, I can’t afford to take time off to sort out my parents’ affairs. That would leave us with no money.”
Outrage bubbled through him and he struggled to quell it. Her shortsighted father had left her in a bind that no woman should be in. “When is your appointment?”
“Tomorrow. I’ll be speaking with the manager. Maybe before I go there, I’ll have some better answers.”
To what questions? Noah doubted proof of her parents’ condition one way or the other would come in the next twenty-four hours. Or the money she needed, for that matter. Again, resentment bit at him with a ferocity that had up to now been reserved for his own parents’ manipulation.
No, this isn’t about them. You’ve left them behind, them and that lie you’ve agreed to be a part of.
Focus on Clare.
“Clare, let—” He had just begun to speak when the front door opened and juvenile screams tore through the house.
Clare’s brothers were home.
Noah felt his eyes widen as they barreled into the parlor. The boys were in a terrible state, their clothes muddied and ripped, their faces smeared with dirt. They skidded to a stop when they spied him rising to his feet.
Clare also stood, although her movements were slower, far more careful. She blinked and swallowed and Noah wondered if she was going to blurt out what she’d learned about their parents. Surely, Tim and Leo, suddenly looking younger than their nine and seven years respectively, could not fully understand what had happened. Yes, they’d understand if their parents had died, but not something as tenuous as being overdue at their first port of call. That they could be lost at sea. Children tended to see in more clear-cut ways than adults did.
Noah held his breath, all the while watching Clare, praying she’d say nothing. At least for now.
Eyebrows raised, her eyes shutting for a long moment, Clare sat down again before asking quietly, “Why are you two home early?”
The older boy, Tim, stared at his scuffed and muddied shoes. “At lunch, we went outside and down to the river. There’s a part where a spring comes right through the bank. It’s all muddy.”
“And why did you go there?”
“So we could smear mud on our faces to scare Mary Pemberton. She sits by the window ’cuz she isn’t allowed to go outside and get her dress dirty.”
“She’s a scaredy-cat and told Miss Thompson on us,” Leo added.
“Enough of that,” Clare scolded. “She reported only the truth and should not be criticized for doing the right thing.”
Tim
