You Don’t Qualify If You Haven’t Worked Long Enough
Failing to Enroll in Part B When You Should
Believing You Don’t Need Part B If You Have Retiree or COBRA Coverage
Not Signing Up for Part D Because You Don’t Use Prescription Drugs
Picking a Part D Drug Plan for the Wrong Reasons
Misunderstanding Enrollment Periods
Being Too Late to Buy Medigap with Full Protections
Failing to Read Your Annual Notice of Change
Not Realizing You May Qualify for Help to Lower Your Costs
Chapter 18: Ten Ways to Stay Healthier beyond Age 65
Taking Action to Avoid Falls
Exercising Regularly
Quitting Smoking
Eating Healthfully
Cutting Out Soft Drinks and Extra Sugar
Keeping an Eye on Prescription Drugs
Continuing to Work or Stay Active
Staying Connected and Engaged
Keeping Your Brain in Shape
Addressing Tough Choices before They’re Necessary
10 Part 6: Appendixes Appendix A: Sources of Help and Information Government Help Lines and Websites Independent Sources of Direct Help Resources for Saving Money Consumer Information and Advocacy Organizations Sources for Updates on Medicare Appendix B: Glossary
11 Index
List of Tables
1 Chapter 2TABLE 2-1 Preventive Care Services Medicare Covers
2 Chapter 3TABLE 3-1 2020 Higher-Income Part B and Part D Premiums
3 Chapter 6TABLE 6-1 Situations That Affect Part B Enrollment Deadlines
4 Chapter 7TABLE 7-1 Parts A and B Coverage Start Times by Enrollment
5 Chapter 10TABLE 10-1 Comparing Co-Pays for the Same Drugs among Part D Plans in 2020
6 Chapter 16TABLE 16-1 The Five Levels of Appealing a Medicare Decision
List of Illustrations
1 Chapter 2FIGURE 2-1: Phases of Part D drug coverage and dollar limits. FIGURE 2-2: Examples of costs through four phases of coverage.
2 Chapter 3FIGURE 3-1: 2020 premiums, deductibles, and co-payments at a glance.
3 Chapter 4FIGURE 4-1: Benefits covered in Medigap policies.
4 Chapter 9FIGURE 9-1: Comparing Medicare Advantage HMOs/PPOs and traditional Medicare.
5 Chapter 10FIGURE 10-1: The circumstances in which you can buy Medigap with full federal p...
6 Chapter 11FIGURE 11-1: Comparing Medicare Advantage plans online. FIGURE 11-2: Comparing drug coverage in three MA plans.
7 Chapter 13FIGURE 13-1: Sample costs based on a doctor’s Medicare acceptance.
Guide
1 Cover
4 Table of Contents
6 Index
7 About the Author
Pages
1 iii
2 iv
3 1
4 2
5 3
6 4
7 5
