that are in them. I should hate to die with the thought that I hadn't really lived myself out. A year ago Papa took me into the City to see the offices of Stock and Share, just after the paper started. It didn't interest me very much; but I pretended it did, because Papa always takes an interest in my affairs. But I found there was something else. After we had seen the printing machinery, and so on, he took me up to the top of the building into a small room, where there was just a table and a chair and a bookshelf; and he told me it was his first office, the room in which he had begun business thirty years ago. He has always kept it for his own, and just as it was—a fancy of his. There's no harm in my telling you; he's very proud of it, and so am I. That's energy!'
'Very interesting indeed.'
'I must go up again,' she added quickly. 'Oh, there's miss Beaufoy; do let me introduce you to Miss Beaufoy.'
She did so, unaware of Rolfe's groaning reluctance, and at once disappeared.
The supper-room began to fill. As soon as he could escape from Miss Beaufoy, who had a cavalier of her own, Harvey ascended the stairs again, and found a quiet corner, where he sat for a quarter of an hour undisturbed. Couples and groups paused to talk near him, and whenever he caught a sentence it was the merest chatter, meaningless repetition of commonplaces which, but for habit, must have been an unutterable weariness to the least intelligent of mortals. He was resolved never to come here again; never again to upset his peace of mind and sully his self-respect by grimacing amid such a crowd. He enjoyed human fellowship, timely merry-making; but to throng one's house with people for whom, with one or two exceptions, one cared not a snap of the fingers, what was this but sheer vulgarism? As for Alma Frothingham, long ago he had made up his mind about her. Naturally, inevitably, she absorbed the vulgarity of her atmosphere. All she did was for effect: it was her cue to pose as the artist; she would keep it up through life, and breathe her last, amid perfumes, declaring that she had 'lived herself out'.
In his peevishness he noticed that women came up from supper with flushed cheeks and eyes unnaturally lustrous. What a grossly sensual life was masked by their airs and graces! He had half a mind to start tomorrow for the Syrian deserts.
'Do let us see you again soon,' said his hostess, as he took leave of her. 'Come in at five o'clock on Wednesday, that's our quiet day; only a few of our real friends. We shall be in town till Christmas, for certain.'
On the stairs he passed Mr. Felix Dymes, the composer of 'Margot'.
'Oh, it's the easiest thing in the world,' Mr. Dymes was saying, 'to compose a song that will be popular. I'll give you the recipe, and charge nothing You must have a sudden change to the minor, and a waltz refrain—that's all. Oh yes, there's money in it. I know a man who——'
Rolfe had never left the house in such a bad temper.
CHAPTER 5
When he awoke next morning, the weather was so gloomy that he seriously resumed his thought of getting away from London. Why, indeed, did he make London his home, when it would be easy to live in places vastly more interesting, and under a pure sky? He was a citizen of no city at all, and had less desire than ever to bind himself to a permanent habitation. All very well so long as he kept among his male friends, at the club and elsewhere; but this 'society' played the deuce with him, and he had not the common-sense, the force of resolve, to keep out of it altogether.
Well, he must go to his bank this morning, to draw cash.
It was about twelve o'clock when he stood at the counter, waiting with his cheque. The man before him talked with the teller.
'Do you know that the "Britannia" has shut up?'
'The bank? No!'
'But it has. I passed just now, and there were a lot of people standing about. Closed at half-past eleven, they say.
Harvey had a singular sensation, a tremor at his heart, a flutter of the pulses, a turning cold and hot; then he was quite calm again, and said to himself, 'Of course.' For a minute or two the quiet routine of the bank was suspended; the news passed from mouth to mouth; newcomers swelled a gossiping group in front of the counter, and Harvey listened. The general tone was cynical; there sounded scarcely a note of indignation; no one present seemed to be personally affected by the disaster. The name of Bennet Frothingham was frequently pronounced, with unflattering comments.
'Somebody'll get it hot,' remarked one of the speakers; and the others laughed.
Rolfe, having transacted his business, walked away. It struck him that he would go and look at the closed bank, but he did not remember the address; a policeman directed him, and he walked on, the distance not being very great. At the end of the street in which the building stood, signs of the unusual became observable—the outskirts of a crowd, hanging loose in animated talk, as after some exciting occurrence; and before the bank itself was gathered a throng of men, respectability's silk hats mingling with the felts and caps of lower strata. Here and there a voice could be heard raised in anger, but the prevailing emotion seemed to be mere curiosity. The people who would suffer most from the collapse of this high-sounding enterprise could not reach the scene of calamity at half an hour's notice; they were dwellers in many parts of the British Isles, strangers most of them to London city, with but a vague mental picture of the local habitation of the Britannia Loan, Assurance, Investment, and Banking Company, Limited.
His arm was seized, and a voice said hoarsely in his ear—
'By God! too late.'
Hugh Carnaby had tumbled out of a cab, and saw his friend in the same moment that he got near enough to perceive that the doors of the bank were shut.
'The thieves have lost no time,' he added, pale with fury.
'You had warning of it?'
Hugh pulled him a few yards away, and whispered——
'Bennet Frothingham shot himself last night.'
Again Harvey experienced that disagreeable heart-shock, with the alternation of hot and cold.
'Where? At home?'
'At the office of Stock and Share. Come farther away. It'll be in the evening papers directly, but I don't want those blackguards to hear me. I got up late this morning, and as I was having breakfast, Sibyl rushed in. She brought the news; had it from some friend of her mother's, a man connected somehow with Stock and Share. I thought they would shut up shop, and came to try and save Sibyl's balance—a couple of hundred, that's all—but they've swallowed it with the rest.'
'With the rest?'
Hugh laughed mockingly.
'Of hers. Devilish bad luck Sibyl has. It was just a toss-up that a good deal of my own wasn't in, one way or another.'
'Do you know any more about Frothingham?'
'No. Only the fact. Don't know when it was, or when it got known. We shall have it from the papers presently. I think every penny Mrs. Larkfield had was in.'
'But it may not mean absolute ruin,' urged Harvey.
'I
