Discover Sources of Money Available to You
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19
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Commercial Loans
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20
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Government Loans
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20
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Private Family Loans
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22
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Apply for a Loan
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22
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CHAPTER THREE:
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LAY THE BUSINESS GROUNDWORK
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26
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Assemble Your Team of Advisors
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26
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Accountant
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27
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Attorney
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28
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Banker
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28
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Other Consultants
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29
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Set Up the Legal Form of Your Business
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31
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Put Together a Professional Business Plan
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33
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Why Put Together a Business Plan?
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33
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The Layer Approach
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34
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Anatomy of a Business Plan
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36
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Double-Check Your Plan
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36
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CHAPTER FOUR:
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FIND A LOCATION THAT WILL WORK FOR YOU
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38
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Find a Space That Will Work for You
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38
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Choose a Good Location
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38
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Find a Real Estate Agent
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41
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Choose the Best Space
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41
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Figure Out How Much It Will Cost You
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43
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Negotiate a Lease You Can Live With
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45
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Basic Negotiation Principles
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46
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Plateau-Level Bargaining
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49
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What Is a “Fair” Contract?
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49
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Hazards to Avoid in the Contract
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50
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Lay Out Your School
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51
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Plan Your Space
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51
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Comply with the ADA
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54
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Comply with Your Lease
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54
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Convey Your Image
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55
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CHAPTER FIVE:
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TAKE CARE OF RED TAPE
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56
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Investigate Government Requirements
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56
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City and County Requirements
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57
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State Requirements
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57
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Federal Requirements
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57
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Ferret Out Information
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58
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Register Your School’s Name
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59
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Place Your Order with the Printer
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59
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Select Insurance
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59
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Property Insurance
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60
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Personal Property Insurance
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60
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Business Interruption Insurance
|
60
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Medical Liability Insurance
|
61
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General Liability Insurance
|
61
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Other Insurance
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61
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Unemployment Insurance
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62
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Workers’ Compensation Insurance
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63
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CHAPTER SIX:
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GET READY TO TAKE IN STUDENTS
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64
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Set Up a Fee Schedule
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64
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Set Up a Contract That Protects Your Interests
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68
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Contract Contents
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68
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Release Statements
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69
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Photo Release Statements
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71
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Make It Legal
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71
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