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Library of Congress Control Number: 2021934227
ISBN 978-1-119-72418-6 (pbk); ISBN 978-1-119-72422-3 (ebk); ISBN 978-1-119-72408-7 (ebk)
Personal Finance After 50 For Dummies®
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Table of Contents
1 Cover
4 Introduction About This Book Foolish Assumptions Icons Used in This Book Beyond the Book Where to Go from Here
5 Part 1: Understanding Personal Finance After 50 Chapter 1: Looking Ahead to Your Future Planning for the Longer Term Eyeing Keys to Successful Retirement Planning Chapter 2: Protecting Your Employment Income and Your Health Assessing Your Need for Life Insurance Protecting Your Employment Income: Disability Insurance Investing In and Protecting Your Health Chapter 3: Developing a Retirement Plan Deciding When to Retire Knowing How Much You Really Need for Retirement Eyeing the Components of Your Retirement Plan Setting Up a Couples Plan Crunching the Numbers Making Plans for Nonfinancial Matters Chapter 4: Identifying Retirement Investments and Strategies Defining Investments What You Need to Do Before You Select and Change Investments Surveying Different Investments Managing Investment Portfolios Chapter 5: Grasping Retirement Accounts and Their Rules Eyeing the Characteristics of Retirement Accounts Identifying the Different Types of Retirement Accounts Rolling Over Retirement Balances Choosing Beneficiaries for Your Retirement Accounts Taking Required Minimum Distributions
6 Part 2: Making Money Decisions in Retirement Chapter 6: Managing Budgets and Expenses Discussing Some Retirement Worries You May Have Spending Your Nest Egg How Spending Really Changes in Retirement Managing Your Expenses Chapter 7: Guiding Investments and Distributions in Retirement Guiding Your Investments through Retirement Looking Closer at Annuities Choosing Your Pension Options Eyeing Withdrawal Strategies for Your Investment Accounts Chapter 8: Making Important Housing Decisions Analyzing Moving Tapping Your Home’s Equity: Reverse Mortgages Looking at Tax Issues Regarding Your Housing Decisions Chapter 9: Considering Your Long-Term Care Insurance Needs and Options Understanding Long-Term Care Planning to Pay for LTC Considering Traditional LTC Insurance Using Hybrid Insurance Products Reimbursement versus Indemnity Coverage Financing LTC Yourself Evaluating Employer and Group Coverage Combining LTCI and Self-Insurance
7
