Part 3: Dealing with Government Programs
Chapter 10: Making Your Best Choices under Social Security
The Lowdown on Social Security
Determining When You’re Eligible for Benefits
Taking a Closer Look at Spouses’ and Survivor Benefits
Identifying When You May Need to Receive Benefits
Noting How Working Reduces Benefits
Preserving Your Benefits
Being Aware of Potential Income Taxes on Your Benefits
Changing Your Mind: A Do-Over
Looking at What the Future Holds for Social Security
Chapter 11: Getting the Most Out of Medicare
Starting Medicare: A Broad Overview of Enrollment Deadlines
Understanding Part A
Exploring Parts B and C
Qualifying for Prescription Drug Coverage with Part D
Eyeing a Medicare Supplement
Resolving Some Sticky Issues
Chapter 12: The State Healthcare System Backup: Medicaid
Discovering What Medicaid Is
Considering Medicaid Eligibility
Establishing Functional Eligibility
Meeting Financial Requirements
Examining Planning Strategies
Using Both Medicare and Medicaid
Eyeing Reasons Not to Seek Medicaid
8 Part 4: Estate Planning: It’s More than Just Dead People and Lawyers Chapter 13: The Basics on Estate Planning Understanding Estate Planning Studying Some Strategies Before Starting Your Estate Plan Answering Key Questions to Gather Critical Information Knowing How Estate Taxes Work Finding Good, Affordable Advice Chapter 14: Eyeing Wills and Other Legal Documents Creating Your Will Assigning a Financial Power of Attorney Delegating Medical Decisions Passing Other Assets Looking Closer at Probate Chapter 15: Tackling the Federal Estate Tax When You Have Too Much Money Understanding the Estate Tax Tallying Your Assets Reducing Your Estate Taking Deductions Choosing Family Estate Strategies Contemplating Life Insurance Avoiding the Tax on Gifts to Grandkids: The GSTT Chapter 16: Focusing on Estate Taxes and the Many Types of Trusts Identifying the Cast of Characters Naming the Types of Trusts Using Trusts in Estate Planning
9 Part 5: The Part of Tens Chapter 17: Ten Common Retirement and Estate Planning Mistakes Not Having at Least a Basic Financial Plan Procrastinating about Estate Planning Underestimating Life Expectancy Miscalculating Inflation Believing You’ll Retire When You Expected To Ignoring Nonfinancial Planning Failing to Coordinate with Your Spouse Expecting to Age in Place Thinking Most Medical Expenses Will Be Covered Missing the Initial Enrollment for Medicare Plans Chapter 18: Ten Things to Know about Working in Retirement Some Work Is Good for You The Social Security (Tax) Impact Can Be Huge Number Crunching Can Show You How Different Scenarios Work Life Is Short and You Owe It to Yourself to Do What You Love Investing in Education Can Boost Your Employment Value Some Employers Are More User-Friendly for Older Workers Taking Some Employment Risk Is Important
