Gifts to Minors Act (UGMA)/Uniform Transfers to Minors Act (UTMA)
Value Fund
Variable Annuity
Volatility
Yield
12b-1 Fee
529 College Savings Plan
15 Index
List of Illustrations
1 Chapter 2Figure 2.1 Growth of $1 in U.S. and International Stocks (1970–2019)...Figure 2.2 Growth of $100,000 Invested in the U.S. Stock Market (1995–2019)...Figure 2.3 The Power of Compounding
2 Chapter 4Figure 4.1 Tax-Advantaged vs. Taxable InvestingFigure 4.2 A Personal Cash Flow StatementFigure 4.3 Little Expenses Add Up Over Time
3 Chapter 5Figure 5.1 Returns on U.S. Asset Classes Before and After InflationFigure 5.2 How Inflation Affects a Long-Term InvestmentFigure 5.3 Annual Investment to Reach a $50,000 Goal in 10 YearsFigure 5.4 S&P 500 Index Annualized Returns for Rolling Periods (1926–2019)...Figure 5.5 S&P 500 Index Annual Total Returns (1995–2019)
4 Chapter 6Figure 6.1 Returns of Major Asset Classes (1995–2019)Figure 6.2 Returns of Balanced Portfolios (1995–2019)Figure 6.3 How Diversifying Your Portfolio Reduces Volatility
5 Chapter 7Figure 7.1 Asset Mixes and Their Past Performance (1926–2019)Figure 7.2 Bonds Buffered Stock Volatility in 2020
6 Chapter 8Figure 8.1 The Components of Fund Returns (15-year period ended December 31,...
7 Chapter 9Figure 9.1 Stock Market Leadership: Cumulative Returns for Value and Growth ...Figure 9.2 Hot Funds Turn ColdFigure 9.3 Style Box for Taxable Bond FundsFigure 9.4 Style Box for Stock FundsFigure 9.5 Performance data reflect periods ending December 31, 2019 (Sources...
8 Chapter 10Figure 10.1 How Costs and Taxes Impact Investment Returns on Hypothetical $1...Figure 10.2 Investors Pay Less Than StickerFigure 10.3 How Costs Affect Returns Over TimeFigure 10.4 Prospectus Fee Table for Hypothetical Equity FundFigure 10.5 Putting Costs in PerspectiveFigure 10.6 Assessing Pre- and Post-Tax Returns
9 Chapter 11Figure 11.1 Bond Funds and DurationFigure 11.2 Vanguard Growth Index Fund Annual Returns (2005–2019)Figure 11.3 Asset Mixes and Past Performance (1926-2019)
10 Chapter 13Figure 13.1 How Dollar-Cost Averaging Works When the Market RisesFigure 13.2 How Dollar-Cost Averaging Works When the Market DropsFigure 13.3 Stock Funds versus Benchmarks (2005–2019)Figure 13.4 The Perils of Being Out of Stocks (2010-2019)Figure 13.5 Sitting on the Sidelines Hurts Bond Investors (2010–2019)...
11 Chapter 14Figure 14.1 Monthly Savings Needed to Accumulate $100,000 by Age 65Figure 14.2 Who Has More at 65?Figure 14.3 Range of U.S. Stock Market Returns (1995–2019)Figure 14.4 Growth of $5,000 in Annual Investments at Different Rates and Di...Figure 14.5 Investment Goal: $1 Million at Age 65
12 Chapter 15Figure 15.1 How the Markets Can Tilt a Portfolio Off-Balance
13 Chapter 16Figure 16.1 Growth of an Investment at Varying Rates of Return (Pre-Tax)Figure 16.2 Recoveries Can Take a Long TimeFigure 16.3 Components of Total Return on a Broad Bond Market Index Fund (20...
14 Chapter 17Figure 17.1 Top-Performing Stock Market Sectors, 2000–2019
15 Chapter 19Figure 19.1 Bear Markets in Stocks (1956–2020)Figure 19.2 Bear Markets in Bonds (1967–2020)Figure 19.3 A Look at the Worst and Best of Stock Market Returns over Variou...
16 Chapter 21Figure 21.1 Large Endowment versus Benchmarks: Performance over Various Ti...
17 PostscriptFigure 1 U.S. Treasury Bill Yields (1930–2020)Figure 2 10-Year U.S. Treasury Bond Yields (1960–2020)Figure 3 S&P 500 Yields (1960–2020)Figure 4 Stock and Bond Yield Spreads (1960–2020)Figure 5 Annual Income Produced by a $10,000 Investment (2000–2019)...
Guide
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