kind of poverty.
—Seneca, Epistles, 74.]
The greatest and most wealthy princes are by poverty and want driven to the most extreme necessity; for can there be any more extreme than to become tyrants and unjust usurpers of their subjects’ goods and estates?
My second condition of life was to have money of my own, wherein I so ordered the matter that I had soon laid up a very notable sum out of a mean fortune, considering with myself that that only was to be reputed having which a man reserves from his ordinary expense, and that a man cannot absolutely rely upon revenue he hopes to receive, how clear soever the hope may be. For what, said I, if I should be surprised by such or such an accident? And after such-like vain and vicious imaginations, would very learnedly, by this hoarding of money, provide against all inconveniences; and could, moreover, answer such as objected to me that the number of these was too infinite, that if I could not lay up for all, I could, however, do it at least for some and for many. Yet was not this done without a great deal of solicitude and anxiety of mind; I kept it very close, and though I dare talk so boldly of myself, never spoke of my money, but falsely, as others do, who being rich, pretend to be poor, and being poor, pretend to be rich, dispensing their consciences from ever telling sincerely what they have: a ridiculous and shameful prudence. Was I going a journey? Methought I was never enough provided: and the more I loaded myself with money, the more also was I loaded with fear, one while of the danger of the roads, another of the fidelity of him who had the charge of my baggage, of whom, as some others that I know, I was never sufficiently secure if I had him not always in my eye. If I chanced to leave my cash-box behind me, O, what strange suspicions and anxiety of mind did I enter into, and, which was worse, without daring to acquaint anybody with it. My mind was eternally taken up with such things as these, so that, all things considered, there is more trouble in keeping money than in getting it. And if I did not altogether so much as I say, or was not really so scandalously solicitous of my money as I have made myself out to be, yet it cost me something at least to restrain myself from being so. I reaped little or no advantage by what I had, and my expenses seemed nothing less to me for having the more to spend; for, as Bion said, the hairy men are as angry as the bald to be pulled; and after you are once accustomed to it and have once set your heart upon your heap, it is no more at your service; you cannot find in your heart to break it: it is a building that you will fancy must of necessity all tumble down to ruin if you stir but the least pebble; necessity must first take you by the throat before you can prevail upon yourself to touch it; and I would sooner have pawned anything I had, or sold a horse, and with much less constraint upon myself, than have made the least breach in that beloved purse I had so carefully laid by. But the danger was that a man cannot easily prescribe certain limits to this desire (they are hard to find in things that a man conceives to be good), and to stint this good husbandry so that it may not degenerate into avarice: men still are intent upon adding to the heap and increasing the stock from sum to sum, till at last they vilely deprive themselves of the enjoyment of their own proper goods, and throw all into reserve, without making any use of them at all. According to this rule, they are the richest people in the world who are set to guard the walls and gates of a wealthy city. All moneyed men I conclude to be covetous. Plato places corporal or human goods in this order: health, beauty, strength, riches; and riches, says he, are not blind, but very clear-sighted, when illuminated by prudence. Dionysius the son did a very handsome act upon this subject; he was informed that one of the Syracusans had hid a treasure in the earth, and thereupon sent to the man to bring it to him, which he accordingly did, privately reserving a small part of it only to himself, with which he went to another city, where being cured of his appetite of hoarding, he began to live at a more liberal rate; which Dionysius hearing, caused the rest of his treasure to be restored to him, saying, that since he had learned to use it, he very willingly returned it back to him.
I continued some years in this hoarding humour, when I know not what good demon fortunately put me out of it, as he did the Syracusan, and made me throw abroad all my reserve at random, the pleasure of a certain journey I took at very great expense having made me spurn this fond love of money underfoot; by which means I am now fallen into a third way of living (I speak what I think of it), doubtless much more pleasant and regular, which is, that I live at the height of my revenue; sometimes the one, sometimes the other may perhaps exceed, but it is very little and but rarely that they differ. I live from hand to mouth, and content myself in having sufficient for my present and ordinary expense; for as to extraordinary occasions, all the laying up in the world would never suffice. And it is the greatest folly imaginable to expect that fortune should ever sufficiently arm us against herself; it is with our own arms that we are to fight her; accidental ones will betray us in the pinch of the business. If I lay up, it is for some near and contemplated purpose; not to purchase lands, of which I have no need, but to purchase pleasure:
Non esse cupidum, pecunia est; non esse emacem, vertigal est.
[Not to be covetous, is money; not to be acquisitive, is revenue.
—Cicero, Paradoxa Stoicorum., vi. 3.]
I neither am in any great apprehension of wanting, nor in desire of any more:
Divinarum fructus est in copia; copiam declarant satietas.
[The fruit of riches is in abundance; satiety declares abundance.
—Idem, ibid., vi. 2.]
And I am very well pleased that this reformation in me has fallen out in an age naturally inclined to avarice, and that I see myself cleared of a folly so common to old men, and the most ridiculous of all human follies.
Feraulez, a man that had run through both fortunes, and found that the increase of substance was no increase of appetite either to eating or drinking, sleeping or the enjoyment of his wife, and who on the other side felt the care of his economics lie heavy upon his shoulders, as it does on mine, was resolved to please a poor young man, his faithful friend, who panted after riches, and made him a gift of all his, which were excessively great, and, moreover, of all he was in the daily way of getting by the liberality of Cyrus, his good master, and by the war; conditionally that he should take care handsomely to maintain and plentifully to entertain him as his guest and friend; which being accordingly done, they afterwards lived very happily together, both of them equally content with the change of their condition. It is an example that I could imitate with all my heart; and I very much approve the fortune of the aged prelate whom I see to have so absolutely stripped himself of his purse, his revenue, and care of his expense, committing them one while to one trusty servant, and another while to another, that he has spun out a long succession of years, as ignorant, by this means, of his domestic affairs as a mere stranger.
The confidence in another man's virtue is no light evidence of a man's own, and God willingly favours such a confidence. As to what concerns him of whom I am speaking, I see nowhere a better governed house, more nobly and constantly maintained than his. Happy to have regulated his affairs to so just a proportion that his estate is sufficient to do it without his care or trouble, and without any hindrance, either in the spending or laying it up, to his other more quiet employments, and more suitable both to his place and liking.
Plenty, then, and indigence depend upon the opinion everyone has of them; and riches no more than glory or health have other beauty or pleasure than he lends them by whom they are possessed.
Everyone is well or ill at ease, according as he so finds himself; not he whom the world believes, but he who believes himself to be so, is content; and in this alone belief gives itself being and reality. Fortune does us neither good nor hurt; she only presents us the matter and the seed, which our soul, more powerful than she, turns and applies as she best pleases; the sole cause and sovereign mistress of her own happy or unhappy condition. All external accessions receive taste and colour from the internal constitution, as clothes warm us, not with their heat, but our own, which they are fit to cover and nourish; he who would shield therewith a cold body, would do the same service for the cold, for so snow and ice are
